Access IRMI Online Talk With Us
Home Articles Expert Commentary

Expert Commentary

Latest Articles

Clear All

Equipment Theft Prevention

A Framework for Theft Prevention

David Shillingford | August 1, 2004

To be effective, equipment theft protection techniques need to be incorporated into an overall risk management strategy. David Shillingford provides a framework for applying these processes.

Environmental

Environmental Liability Buyouts: A Developing Option

Jeff Slivka | August 1, 2004

This recent option for environmentally contaminated sites can provide a needed solution for managing known environmental liability for both buyers and sellers. Jeff Slivka explains.

Additional Insured Issues

The Courts and Equitable Subrogation versus Equitable Contribution (Part 1)

Joseph Postel | August 1, 2004

In the first of a three-part series, Joseph Postel examines court rulings on additional insured status and how courts have treated - and often confused equitable contribution and equitable subrogation.

Intellectual Property

Does the Typical CGL's "Advertising Injury" Coverage Extend to IP Claims?

Sanford Warren | August 1, 2004

Much confusion exists over intellectual property coverage provided by the 1986 and 1988 CGL policies. Sanford Warren and Jack Richards look at the legal trends.

Construction Defect Coverage

Recent Case Law Applying the Subcontractor Exception: Too Little Too Late?

Patrick Wielinski | August 1, 2004

Pat Wielinski discusses two court rulings that could result in a catastrophic reduction in CGL coverage for many contractors, creating a coverage gap that will be extremely difficult to fill.

Claims Practices

Mold and Fungi Insurance Claims

Barry Zalma | August 1, 2004

"Mold is gold," according to some in the claims industry. Barry Zalma looks at the growth of these claims, the science behind them, the case law, testing, and remediation.

Security, Catastrophe Risk Management

Managing Terrorism Risk

Nathan Gould | July 24, 2004

In this article, Dr. Nathan Gould explains a three-tiered terrorism risk management plan, including initial and detailed assessments and a variety of risk management techniques.

Personal Lines Claims

Residential Water Claims

George Epps | July 1, 2004

George Epps takes a look at residential water claims—what causes them, how repairs are handled, and why restoration contractors are often necessary.

Cyber and Privacy Risk and Insurance

Indemnity and Insurance Provisions in E-Business Contracts

Michael A. Rossi | July 1, 2004

Mike Rossi explains the impact of e-business activities on legal liability and first-party risks and identifies some of the ways these risks can be managed through indemnity and insurance provisions.

Additional Insured Issues

How Will Courts Construe ISO's New Additional Insured Endorsements?

Joseph Postel | July 1, 2004

While the new Insurance Services Office additional insured forms have been filed, how courts will rule on the coverage changes is anyone's guess. Joe Postel provides an educated prediction.

Access IRMI Online