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Continuous Performance Improvement

Deming's Point #4 as Applied to the Insurance Industry

John Pryor | September 1, 2004

"End the practice of awarding business on the basis of price tag alone." John Pryor discusses this W. Edwards Deming principle along with real-world examples.

Courts and Coverage

"Controlled Substance" Exclusion in Homeowners Policy Bars Coverage

Richard Valentino | September 1, 2004

In this personal lines courts and coverage column, Richard Valentino examines recent cases dealing with insurance coverage for drug dealer liability.

Reinsurance

Multiyear Policies and Annualization of Reinsurance Limits

Larry Schiffer | September 1, 2004

Where progressive injuries span more than a year, is the injury a separate occurrence in each of those years, and does the full liability limit apply? Larry Schiffer examines the case law.

Claims Practices

Mold and Fungi Insurance Claims

Barry Zalma | August 1, 2004

"Mold is gold," according to some in the claims industry. Barry Zalma looks at the growth of these claims, the science behind them, the case law, testing, and remediation.

Intellectual Property

Does the Typical CGL's "Advertising Injury" Coverage Extend to IP Claims?

Sanford Warren | August 1, 2004

Much confusion exists over intellectual property coverage provided by the 1986 and 1988 CGL policies. Sanford Warren and Jack Richards look at the legal trends.

Environmental

Environmental Liability Buyouts: A Developing Option

Jeff Slivka | August 1, 2004

This recent option for environmentally contaminated sites can provide a needed solution for managing known environmental liability for both buyers and sellers. Jeff Slivka explains.

Mediation

Absolute Confidentiality—Is It Wise?

Jeff Kichaven | August 1, 2004

Jeff Kichaven shows how current legislation and recent California case law mistakenly rely on absolute confidentiality as the key to mediation's effectiveness.

Additional Insured Issues

The Courts and Equitable Subrogation versus Equitable Contribution (Part 1)

Joseph Postel | August 1, 2004

In the first of a three-part series, Joseph Postel examines court rulings on additional insured status and how courts have treated - and often confused equitable contribution and equitable subrogation.

Equipment Theft Prevention

A Framework for Theft Prevention

David Shillingford | August 1, 2004

To be effective, equipment theft protection techniques need to be incorporated into an overall risk management strategy. David Shillingford provides a framework for applying these processes.

Construction Defect Coverage

Recent Case Law Applying the Subcontractor Exception: Too Little Too Late?

Patrick Wielinski | August 1, 2004

Pat Wielinski discusses two court rulings that could result in a catastrophic reduction in CGL coverage for many contractors, creating a coverage gap that will be extremely difficult to fill.

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