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Employment Practices

Supreme Court Allows Age Discrimination Claims Based on Disparate Impact

Paul Siegel | April 1, 2005

Based on a March 30, 2005, ruling, employers must review their policies to assess the impact on older workers and address any unintended consequences, even if not deliberate. Paul Siegel explains.

Environmental

Silica—The Next Environmental Issue

Jeff Slivka | April 1, 2005

Silica exposure can be deadly. Jeff Slivka discusses the mineral, how it kills, the workplace hazard, and the insurance and risk management implications.

Maritime Law

Supreme Court Rules a Dredge Is a Jones Act Vessel

Michael Orlando | March 18, 2005

Michael Orlando discusses a 2005 case— Stewart v. Dutra Construction —that hopes to resolve the conflict over how to determine whether a watercraft is a "vessel" for the purposes of the LHWCA.

Intellectual Property

Avoiding Willful Infringement in Intellectual Property Litigation—Part 3

Sanford Warren | March 1, 2005

Considering the damages and attorney fees involved in litigation, good risk management dictates avoiding willful infringement. Sanford Warren and Jack Richards discuss the risk management implications of Knorr-Bremse v. Dana Corp .

Cyber and Privacy Risk and Insurance

Privacy: Outsourcing and the Need for a Vendor Compliance Strategy

Gary Clayton | March 1, 2005

Gary Clayton explains that with proper risk management, outsourcing arrangements can work as long as the privacy/security of the underlying personally identifiable information is protected.

Current Trends and Issues

Household, Family, and Other Problems in Homeowners Policy Language

Tim Ryles | March 1, 2005

Determining what constitutes a household and family is a moving target for insurers and insureds. Tim Ryles looks at the meaning of this language in homeowners policies and court interpretations.

Equipment Theft Prevention

Combating Rental Equipment Theft

David Shillingford | February 1, 2005

David Shillingford looks at why rental equipment is at greater risk of theft, the historical low recovery rates, and recent advances the rental industry is using to turn this trend around.

Ethics

Why Link Risk Management and Ethics?

George Head | February 1, 2005

Risk management guru Dr. George Head joins IRMI's group of expert commentators on the topic of risk management ethics and explains the importance of both.

Personal Risk Management

Plugging Liability Insurance Gaps with the Personal Umbrella Policy

Jack Hungelmann | February 1, 2005

While most people buy an umbrella policy for its excess coverage, including defense costs, it has far greater value as a risk management tool. Jack Hungelmann explains.

Healthcare Professional Liability Insurance

London Calling (For US Healthcare Risks)

Charles Kolodkin | February 1, 2005

Charles Kolodkin explains how the London insurance market has evolved to become a market providing terms and capacity that make it a more reliable outlet.