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Intellectual Property

Avoiding Willful Infringement in Intellectual Property Litigation—Part 3

Sanford Warren | March 1, 2005

Considering the damages and attorney fees involved in litigation, good risk management dictates avoiding willful infringement. Sanford Warren and Jack Richards discuss the risk management implications of Knorr-Bremse v. Dana Corp .

Current Trends and Issues

Household, Family, and Other Problems in Homeowners Policy Language

Tim Ryles | March 1, 2005

Determining what constitutes a household and family is a moving target for insurers and insureds. Tim Ryles looks at the meaning of this language in homeowners policies and court interpretations.

Cyber and Privacy Risk and Insurance

Privacy: Outsourcing and the Need for a Vendor Compliance Strategy

Gary Clayton | March 1, 2005

Gary Clayton explains that with proper risk management, outsourcing arrangements can work as long as the privacy/security of the underlying personally identifiable information is protected.

Ethics

Why Link Risk Management and Ethics?

George Head | February 1, 2005

Risk management guru Dr. George Head joins IRMI's group of expert commentators on the topic of risk management ethics and explains the importance of both.

Healthcare Professional Liability Insurance

London Calling (For US Healthcare Risks)

Charles Kolodkin | February 1, 2005

Charles Kolodkin explains how the London insurance market has evolved to become a market providing terms and capacity that make it a more reliable outlet.

Personal Risk Management

Plugging Liability Insurance Gaps with the Personal Umbrella Policy

Jack Hungelmann | February 1, 2005

While most people buy an umbrella policy for its excess coverage, including defense costs, it has far greater value as a risk management tool. Jack Hungelmann explains.

Equipment Theft Prevention

Combating Rental Equipment Theft

David Shillingford | February 1, 2005

David Shillingford looks at why rental equipment is at greater risk of theft, the historical low recovery rates, and recent advances the rental industry is using to turn this trend around.

Design and Professional Liability

Dealing with Ambiguities in Design-Build Contracts

Michael Loulakis | January 15, 2005

Mike Loulakis discusses recent case law supporting the view that an owner retains liability to the design-builder when it provides faulty or ambiguous information to bidders.

Current Trends and Issues

Who Really Lives (or Doesn't) in Your Household?

Tim Ryles | January 1, 2005

Determining residency in a blended-family society is a moving target for insurers and insureds. Tim Ryles looks at the meaning of "resident" in homeowners policies and court interpretations.

Captives

Using Captives and Risk Retention Groups Together

Michael R. Mead | January 1, 2005

By combining captives with risk retention groups, some have obtained admissibility without fronting, and gained the flexibility of a captive as a reinsurer. Michael Mead explains.

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