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Courts and Coverage

Who Can Reject Uninsured Motorist and Personal Injury Protection Coverage?

Brent Cooper | August 1, 2005

Brent Cooper and Dana Harbin look at the disparity among the state courts regarding who has the right to reject UM/PIP coverage, in what form, and under what circumstances.

Personal Risk Management

Identity Theft: A Personal Risk Management Approach—Part 2

Robin Olson | August 1, 2005

What are the steps a person can take to reduce the chance of identity theft? If a theft occurs, what steps should be taken to mitigate the size and scope of the loss? Rob Olson provides some answers.

Personal Risk Management

Identity Theft: A Personal Risk Management Approach—Part 1

Robin Olson | July 9, 2005

Identity theft is the fastest growing crime in the United States today, and everyone is a potential victim. In this first of three articles, Robin Olson focuses on the risk itself.

Intellectual Property

Are Technical Documents Privileged?

Sanford Warren | July 1, 2005

Sanford Warren and Jack Richards examine the question of what technical documents, if any, are protected by the attorney-client privilege or work-product doctrine.

Cyber and Privacy Risk and Insurance

Addressing Liability Risks for Data Loss from an Insurance and Contractual Risk Transfer Perspective

Michael A. Rossi | July 1, 2005

Mike Rossi discusses new strategies to help risk managers, brokers, and others address third-party liability risk involving lost or corrupted data.

Design and Professional Liability

The Exception Is Swallowing the Rule: Negligent Misrepresentation and the Economic Loss Doctrine

Kenneth Slavens | July 1, 2005

Ken Slavens relates a recent Pennsylvania case allowing recovery where the defendant is in the business of supplying information for the guidance of others and makes a negligent misrepresentation.

Catastrophe Risk Management

The Impact on Lifelines on the Estimation of Natural Hazard Loss

Nathan Gould | July 1, 2005

Dr. Nathan Gould explains how loss of service of key lifelines can lead to increased downtime following a major natural disaster and significantly elevated business interruption costs.

Workplace Violence Prevention

Workplace Violence in the 21st Century: Emerging Trends

James Madero | July 1, 2005

It is clear that workplace and school violence incidents and prevention efforts have changed since the early 1990s. Dr. James Madero looks at the changes.

Continuous Performance Improvement

Deming's Point #6 as Applied to the Insurance Industry

John Pryor | July 1, 2005

Dr. W. Edwards Deming's sixth principle is 'Institute training. Training must be totally reconstructed.' In his description of this point, Dr. W. Edwards Deming draws a strong distinction between training and education.

Courts and Coverage

Unmarried Cohabitants Are Not "Members" of the Same "Household"

Richard Valentino | July 1, 2005

What constitutes a household? Richard Valentino looks at a recent 11th Circuit case where the term was deemed ambiguous and lists rulings from other jurisdictions on the topic.