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Ethics

Where Our Ethics Come From

George Head | March 1, 2006

March is Ethics Awareness month. Dr. George Head takes a broad look at individual ethics and how they are developed.

Property Insurance

The National Flood Insurance Program: Two Major Problem Areas

Jay Levin | March 1, 2006

Risk managers need to understand the precise parameters of their insurance coverage for flood. Jay Levin explains.

Liability Insurance

Additional Insured Endorsements—A Potential Minefield—Part 3

Craig Stanovich | March 1, 2006

In this final segment, Craig Stanovich explores possible pitfalls of additional insured endorsement exclusions, coverage restrictions, and conditions.

Claims Practices

New ISO ACV Definition and California Statute

Barry Zalma | March 1, 2006

ISO responds to claims handling difficulties caused by recent California statutory changes. Barry Zalma explains.

Current Trends and Issues

Marketing Health Insurance through "Trusteed Groups": a Perversion of the Group Insurance Concept

Tim Ryles | March 1, 2006

Tim Ryles explains why consumers are best advised to avoid the purchase of such products.

Reinsurance

Stuck in the Middle—The Reinsurance Intermediary

Larry Schiffer | March 1, 2006

Working with the right intermediary is key to a profitable reinsurance arrangement. Larry Schiffer explains.

Environmental

Subrogation and Intervention in Construction Defect Case Involving Water and Mold

Kent Holland | February 1, 2006

Kent Holland describes a well-reasoned court opinion that will serve as a valuable educational tool for others contemplating similar issues.

Cyber and Privacy Risk and Insurance

"Media Liability" Coverage in Tech/Media/eBusiness Policies

Michael A. Rossi | February 1, 2006

In conjunction with the Tech-eRisk 2006 Seminar, Mike Rossi reveals key issues to consider in newer liability policies.

Personal Risk Management

Government Programs for Uninsurable Chronic Medical Conditions

Jack Hungelmann | February 1, 2006

Jack Hungelmann discusses available government programs and how they can fit into a long-range insurance plan.

Liability Insurance

Additional Insured Endorsements—A Potential Minefield—Part 2

Craig Stanovich | February 1, 2006

Craig Stanovich looks at the comparative liability of the named insured and additional insured.