Expert Commentary

Surety

Surety Underwriting, Sales, and Service—A Delicate Balance

Rolf Neuschaefer | May 1, 2006

Rolf Neuschaefer explains the need for a better understanding of the respective responsibilities of sureties and agents.

Environmental

Mold Litigation: Expert Testimony Required to Prove Causation

Kent Holland | April 1, 2006

Kent Holland explains how expert testimony may be required to prove causation of property damages in mold cases.

Surety

California Curtails Unlicensed Contractors' Recovery for Their Work

Marilyn Klinger | April 1, 2006

Marilyn Klinger details a ruling stressing that contractors who enter into contracts to perform work do so at their own peril.

Captives

How to Choose a Domicile That Works Best for Your Captive

Michael R. Mead | April 1, 2006

Michael Mead provides the basic criteria to achieve success when selecting a domicile.

Intellectual Property

To Use or Not to Use, That Is the Question

Sanford Warren | April 1, 2006

Sanford Warren says don't use another's logo or trademark without written permission.

Mobile Equipment and the 2006 Business Auto Policy

Maureen McLendon | March 11, 2006

ISO has added a new covered auto designation symbol in its 2006 BAP - symbol 19. Maureen McClendon explains the implications.

Surety

Construction Surety Bond Liability for Consequential Damages

Marilyn Klinger | March 1, 2006

Marilyn Klinger relates those cases that have found sureties liable for consequential damages in a loose chronological order going back 40 years.

Continuous Performance Improvement

Deming's Point #9 as Applied to the Insurance Industry

John Pryor | March 1, 2006

John Pryor discusses Dr. W. Edwards Deming's ninth principle: "Break down barriers between staff areas."

Wrap-Up Programs

Wrap-Ups: Back to Basics

Richard Resnick | March 1, 2006

Rich Resnick explains what a wrap up is, the benefits of forming one, and the size requirements.

Current Trends and Issues

Marketing Health Insurance through "Trusteed Groups": a Perversion of the Group Insurance Concept

Tim Ryles | March 1, 2006

Tim Ryles explains why consumers are best advised to avoid the purchase of such products.