Expert Commentary
Latest Articles
Valuation of Insurance Organizations
Financial Institution Acquisitions of Insurance Agency Platforms
Jeff Balcombe | May 1, 2007
Jeff Balcombe explains recent trends and how integration strategies are being created and implemented, and beginning to prove successful.
Enterprise Risk Management
Addressing the Full Spectrum of Risks
Mark Layton | May 1, 2007
With an appropriate risk strategy in place, Mark Layton says the decision to accept risk exposure will be informed, deliberate, and justified.
Enterprise Risk Management
Balancing Risk Probability and Vulnerability
Mark Layton | May 1, 2007
Mark Layton explains why too much emphasis on probability fails in the face of improbable risks.
Property Insurance
When Must an Insurer Pay a Claim?
Jay Levin | May 1, 2007
After a loss, a commercial policyholder needs to get repairs completed and business back up and running at full speed as quickly as possible. Frequently, the proceeds of the property insurance policy are necessary to accomplish this very important goal. Not all policyholders have the ability to finance repairs themselves while they wait for the adjustment process to be completed and the insurance company to pay the loss.
Intellectual Property
Active Inducement of Infringement: Proof of Knowledge of a Patent Is Required
Sanford Warren | May 1, 2007
Sanford Warren explains why "active inducement of infringement" is a critical tool in preventing patent violation, and what the courts have to say on the subject.
Claims Practices
The Lawyer as an Insurance Claims Expert
Barry Zalma | May 1, 2007
Contrary to popular opinion, Barry Zalma says a lawyer can make a good expert witness in an insurance claims dispute.
Agent and Broker Technology Issues
Are We Finally Ready for Electronic Trading?
Andrew Berry | April 1, 2007
Andrew Berry predicts the London and small commercial insurance sectors will see significant developments in 2–5 years.
Courts and Coverage
Ensuing Loss Clauses in Homeowners Policies: Confusing but Not Ambiguous
Brent Cooper | April 1, 2007
Recent court decisions make clear that ensuing loss clauses do not broaden or create coverage. Brent Cooper and Dana Harbin explain.
Property Insurance
Ensuing Loss: Getting Around a Property Policy's Defective Construction Exclusion
Jay Levin | April 1, 2007
Jay Levin points out the logical inconsistency of a broad reading of the faulty workmanship exclusion and the narrow reading of the "ensuing loss" exception.
Liability Insurance
Cover Me: the Subcontractor Exception to the Your [Completed] Work Exclusion
Steven Rawls | April 1, 2007
Steve Rawls explains why the issue of whether the general contractor's CGL policy covers faulty completed subcontractor work is far from settled.
Valuation of Insurance Organizations
Financial Institution Acquisitions of Insurance Agency Platforms
Jeff Balcombe | May 1, 2007
Intellectual Property
Active Inducement of Infringement: Proof of Knowledge of a Patent Is Required
Sanford Warren | May 1, 2007
Agent and Broker Technology Issues
Are We Finally Ready for Electronic Trading?
Andrew Berry | April 1, 2007
Courts and Coverage
Ensuing Loss Clauses in Homeowners Policies: Confusing but Not Ambiguous
Brent Cooper | April 1, 2007
Property Insurance
Ensuing Loss: Getting Around a Property Policy's Defective Construction Exclusion
Jay Levin | April 1, 2007
Liability Insurance
Cover Me: the Subcontractor Exception to the Your [Completed] Work Exclusion
Steven Rawls | April 1, 2007