Expert Commentary
Latest Articles
Claims Practices
When Agents or Applicants Lie to Insurers
Barry Zalma | March 1, 2007
Barry Zalma discusses the case for rescission when full and accurate facts about the risk are not conveyed to the insurer.
Environmental
Pollution Exclusions in CGL Policy Bars Coverage for Carbon Monoxide Poisoning
Kent Holland | February 1, 2007
Kent Holland shows how identical facts can result in completely different rulings, depending on the jurisdiction.
Liability Insurance
The Scope of "Ongoing Operations" Additional Insured Endorsements: Broader Than Expected
Steven Rawls | February 1, 2007
Steve Rawls and Rebecca Appelbaum examine cases where courts have construed that term to also include completed operations.
Risk Financing Info
The Importance of Calculating a Capital Charge for Insurable Risk Hedging Strategies
Donald Riggin | February 1, 2007
Don Riggin bridges the gap between determining an optimal hedging strategy and the importance of converting that strategy into a capital charge.
Courts and Coverage
Interpreting the "Physical Contact" Requirement of Uninsured Motorist Coverage in Indirect Contact Cases
Brent Cooper | February 1, 2007
Brent Cooper and Dana Harbin discuss case law when indirect contact occurs.
Personal Risk Management
Managing the Risks of a Household Move
Jack Hungelmann | February 1, 2007
Jack Hungelmann looks at the risks of moving from one house to another, and provides strategies for handling them.
Employment Practices
How Companies Are Bracing for EEOC Class Action Initiative Goals
Paul Siegel | February 1, 2007
With the government stating its intent to address systemic workplace discrimination, employers should consider preventive practices. Paul Siegel explains.
Healthcare Professional Liability Insurance
Medical Malpractice: The High Cost of Meritless Claims
Charles Kolodkin | January 13, 2007
Charles Kolodkin and Paul Greve examine a study by the Harvard School of Public Health and the conclusions that may be surmised from the data.
Environmental
Mold Excluded in Homeowner's Policy Is Not Covered as an Ensuing Loss of Leaking Water
Kent Holland | January 1, 2007
Kent Holland relates a Texas case holding no coverage for an excluded category of loss that follows from a covered loss.
Continuous Performance Improvement
Deming's Point #12 as Applied to the Insurance Industry
John Pryor | January 1, 2007
John Pryor examines Deming's admonition along with industry icon and role model Bernard J. Daenzer.
Environmental
Pollution Exclusions in CGL Policy Bars Coverage for Carbon Monoxide Poisoning
Kent Holland | February 1, 2007
Liability Insurance
The Scope of "Ongoing Operations" Additional Insured Endorsements: Broader Than Expected
Steven Rawls | February 1, 2007
Risk Financing Info
The Importance of Calculating a Capital Charge for Insurable Risk Hedging Strategies
Donald Riggin | February 1, 2007
Courts and Coverage
Interpreting the "Physical Contact" Requirement of Uninsured Motorist Coverage in Indirect Contact Cases
Brent Cooper | February 1, 2007
Employment Practices
How Companies Are Bracing for EEOC Class Action Initiative Goals
Paul Siegel | February 1, 2007
Healthcare Professional Liability Insurance
Medical Malpractice: The High Cost of Meritless Claims
Charles Kolodkin | January 13, 2007
Environmental
Mold Excluded in Homeowner's Policy Is Not Covered as an Ensuing Loss of Leaking Water
Kent Holland | January 1, 2007
Continuous Performance Improvement
Deming's Point #12 as Applied to the Insurance Industry
John Pryor | January 1, 2007
