Expert Commentary
Latest Articles
Construction Safety
Enterprise Safety Management: Creating a Framework
Peter Furst | January 19, 2008
Peter Furst looks at the safety procedures, people focus, operational focus, and organizational systems necessary to ensure an injury-free workplace.
Courts and Coverage
Trigger Theories in Homeowners Insurance
Brent Cooper | January 1, 2008
Brent Cooper relates a case showing the difficulty of applying trigger theories in progressive or continuous property damage claims.
Corporate Fraud Prevention
Importance of a Strong Fraud Policy
Scott Langlinais | January 1, 2008
Scott Langlinais advises firms to adopt, reiterate frequently, enforce, and reevaluate their codes of conduct.
Internal Controls
Efficient Samples for Control and Audit
Matthew Leitch | January 1, 2008
Matthew Leitch explains how the logic and calculations required for the Bayes's Rule approach are surprisingly simple, intuitive, and practical.
Environmental
Common Law Exceptions to the 1973 "Owned Property" Exclusion
Richard Scislowski | January 1, 2008
Courts poked so many holes in the exclusion that it hardly excluded anything. Rich Scislowski explains the ISO solutions.
Liability Insurance
Raising the Bar—The Liquor Liability Exclusion in the CGL
Craig Stanovich | January 1, 2008
Craig Stanovich explains why assuming that liability insurance will respond to claims due to the serving or furnishing of alcohol is a mistake.
Claims Practices
Required Insurance Training and Continuing Education
Barry Zalma | January 1, 2008
With constant regulation changes, Barry Zalma says best practices mandate yearlong education.
Personal Lines Insurance
Demystifying Auto Rental Insurance
Mike McCracken | December 8, 2007
IRMI's Mike McCracken examines rental car coverage provided by the personal auto policy (PAP) and compares what some rental companies offer.
Ethics
Insurance Evolution: Response to a Changing World
George Head | December 1, 2007
Dr. George Head wonders whether the rise in natural/manmade catastrophes and the industry's response will effect fundamental industry change.
Risk Management: Protecting Assets When Home Ownership Is Transferred to a Trust
Jack Hungelmann | December 1, 2007
Jack Hungelmann explains the insurance coverage dangers when a trust owns tangible property, like a residence, and offers a solution.
Construction Safety
Enterprise Safety Management: Creating a Framework
Peter Furst | January 19, 2008
Environmental
Common Law Exceptions to the 1973 "Owned Property" Exclusion
Richard Scislowski | January 1, 2008
Liability Insurance
Raising the Bar—The Liquor Liability Exclusion in the CGL
Craig Stanovich | January 1, 2008
Risk Management: Protecting Assets When Home Ownership Is Transferred to a Trust
Jack Hungelmann | December 1, 2007
