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Valuation of Insurance Organizations

Financial Institution Acquisitions of Insurance Agency Platforms

Jeff Balcombe | May 1, 2007

Jeff Balcombe explains recent trends and how integration strategies are being created and implemented, and beginning to prove successful.

Liability Insurance

Cover Me: the Subcontractor Exception to the Your [Completed] Work Exclusion

Steven Rawls | April 1, 2007

Steve Rawls explains why the issue of whether the general contractor's CGL policy covers faulty completed subcontractor work is far from settled.

Courts and Coverage

Ensuing Loss Clauses in Homeowners Policies: Confusing but Not Ambiguous

Brent Cooper | April 1, 2007

Recent court decisions make clear that ensuing loss clauses do not broaden or create coverage. Brent Cooper and Dana Harbin explain.

Property Insurance

Ensuing Loss: Getting Around a Property Policy's Defective Construction Exclusion

Jay Levin | April 1, 2007

Jay Levin points out the logical inconsistency of a broad reading of the faulty workmanship exclusion and the narrow reading of the "ensuing loss" exception.

Agent and Broker Technology Issues

Are We Finally Ready for Electronic Trading?

Andrew Berry | April 1, 2007

Andrew Berry predicts the London and small commercial insurance sectors will see significant developments in 2–5 years.

Current Trends and Issues

Hazards of Relying on Computer Technology in Claim Settlements

Tim Ryles | April 1, 2007

Dr. Tim Ryles addresses problems with reliance on outside vendor software in resolving claims and offers suggestions for new regulatory oversight of claims software.

Construction Safety

The Injury-Free Construction Site and the Foreman: an Underutilized Resource in the Safety Process

Peter Furst | March 3, 2007

Peter Furst looks at the foreman s role in planning and executing safety on the construction site.

Catastrophe Risk Management

Defining the Characteristics of a PML Study

Nathan Gould | March 1, 2007

A seismic/extreme wind risk assessment requires an understanding of how the risk assessment and loss data will be utilized. Dr. Nathan Gould explains.

Environmental

Pollution Exclusion Bars Coverage for Damage Caused by Dirt and Rocks

Kent Holland | March 1, 2007

Kent Holland looks at the trend of courts upholding the CGL pollution exclusion, even when the "pollutant" is a naturally occurring substance rather than a man-made chemical.

Enterprise Risk Management

Traditional Risk Management Inadequate to Deal with Today's Threats

Mark Layton | March 1, 2007

Deloitte & Touche looks at how managed risk avoidance is no longer adequate for today's business. What's needed is a proactive risk taking approach to risk, not risk avoidance.