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Internal Controls

COSO's New Guidance for Smaller Organizations: a Trojan Horse?

Matthew Leitch | November 1, 2006

Matthew Leitch discusses the danger of the principles listed in COSO's new guidance for smaller companies.

Liability Insurance

When Does Liability Coverage Exist for Mental Anguish without Bodily Injury?

Steven Rawls | November 1, 2006

Steve Rawls explains why it is important to evaluate a claim for emotional distress damages from an excess policy perspective, taking jurisdiction into account.

Captives

Insuring Property Risks in a Captive

Donald Riggin | October 1, 2006

Don Riggin explains that property captives present two competing dynamics: losses pay out all at once but when the policy year is over, it's really over.

Environmental

Financing Environmental Loss with Environmental Insurance

Jeff Slivka | October 1, 2006

Jeff Slivka offers an introduction to the various products available to the many different exposures in the many different industries throughout the country.

Employment Practices

Complying with the Immigration Reform and Control Act of 1986: A Challenging Task

Paul Siegel | October 1, 2006

Paul Siegel warns that employers need to take care in how they handle documentation requests and I-9 form completion of prospective employees.

Construction Safety

Managing Construction Risk through Pre-Operational Planning

Peter Furst | September 30, 2006

Peter Furst explains that the goal of preplanning is to reduce hazards, which will minimize disruption, increase efficiency, and lower costs.

Property Insurance

Public Adjusters: Do Their Contracts Create Irrevocable, Enforceable Assignments?

Jay Levin | September 1, 2006

Jay Levin explores why post-loss assignments should be clearly expressed to eliminate any ambiguity about the extent and nature of the interest assigned.

Continuous Performance Improvement

Deming's Point #11 as Applied to the Insurance Industry

John Pryor | September 1, 2006

John Pryor examines Dr. Edwards Deming's Point #11: Eliminate numerical quotas for the workforce … and for people in management.

Claims Practices

Insurer Sues Attorney for Malicious Prosecution

Barry Zalma | August 1, 2006

In a bit of a role reversal, an insurer rightly goes after an attorney who filed an apparently malicious and unfounded lawsuit against it. Barry Zalma explains.