Expert Commentary

Surety

Killer Bond Forms and Contract Provisions—Part 1

Marilyn Klinger | June 1, 2007

In an ongoing series, Marilyn Klinger discusses new bond provisions and their impact on the liability of the surety industry.

Wrap-Up Programs

Wrap-Ups and the Issue of Collateral—Part 2

Richard Resnick | June 1, 2007

Rich Resnick helps navigate confusing collateral issues by answering typical questions posed by insureds.

Contingent Risk Capital

Donald Riggin | June 1, 2007

Creative risk managers seek a combination of risk financing and transfer techniques to the best use their company's risk capital. Don Riggin explains.

Design and Professional Liability

Project Professional Liability: Professional Liability Insurance Alternatives for Construction Projects

Jeff Slivka | June 1, 2007

Jeff Slivka provides an overview of four alternatives for protecting a construction project from professional liability.

Reinsurance

When the Government Is Your Reinsurer

Larry Schiffer | June 1, 2007

Displacing capacity from one of the largest catastrophe risk markets in the world has its economic ups and downs. Larry Schiffer explains.

Construction Safety

The Construction Foreman—Working without a Net

Peter Furst | May 26, 2007

To succeed, foremen must lead the workforce as well as the process. Peter Furst says that few are given the proper leadership training to do so.

Enterprise Risk Management

Addressing the Full Spectrum of Risks

Mark Layton | May 1, 2007

With an appropriate risk strategy in place, Mark Layton says the decision to accept risk exposure will be informed, deliberate, and justified.

Enterprise Risk Management

Balancing Risk Probability and Vulnerability

Mark Layton | May 1, 2007

Mark Layton explains why too much emphasis on probability fails in the face of improbable risks.

Valuation of Insurance Organizations

Financial Institution Acquisitions of Insurance Agency Platforms

Jeff Balcombe | May 1, 2007

Jeff Balcombe explains recent trends and how integration strategies are being created and implemented, and beginning to prove successful.

Property Insurance

When Must an Insurer Pay a Claim?

Jay Levin | May 1, 2007

After a loss, a commercial policyholder needs to get repairs completed and business back up and running at full speed as quickly as possible. Frequently, the proceeds of the property insurance policy are necessary to accomplish this very important goal. Not all policyholders have the ability to finance repairs themselves while they wait for the adjustment process to be completed and the insurance company to pay the loss.