Expert Commentary
Latest Articles
Personal Lines Claims
Personal Lines Property Loss Adjusting—Achieving Excellence
Elise Farnham | October 1, 2008
The steps involved to achieve claims closure involve knowing the policy, the contract, textbook answers, and alternatives. Elise Farnham explains.
Mediation
Nix Your Mediator's Prospective Waiver of Liability
Jeff Kichaven | October 1, 2008
Jeff Kichaven says it's important to hold your mediators to the same standards as you hold your lawyers.
Enterprise Risk Management
Critical Role for the Chief Audit Executive: Aligning Risk Assessment
Mark Layton | October 1, 2008
Mark Layton explains why today a frank assessment of the true risks a company faces is crucial.
Liability Insurance
Coverage Trigger: Getting It Right for the Right Reason
Steven Rawls | October 1, 2008
Steve Rawls shows why an injury-in-fact or actual injury trigger is the only trigger theory he believes is supported by the CGL policy.
Liability Insurance
Care, Custody, or Control Exclusion in the CGL
Craig Stanovich | October 1, 2008
Craig Stanovich describes how small changes in circumstances can result in totally different outcomes as to whether property is in the care, custody, or control of the insured.
Claims Practices
The Examination under Oath
Barry Zalma | October 1, 2008
Barry Zalma explains why this is an important tool to help insureds prove their loss or to allow an insurer to examine the proofs of loss to avoid potential fraud.
Construction Safety
Construction Project Audits—Examples of Poor Practices
TJ Lyons | October 1, 2008
TJ Lyons shows through photos things to look for during a construction site tour.
Corporate Fraud Prevention
Seek the Symptoms of Fraud
Scott Langlinais | September 1, 2008
Scott Langlinais advises to forget the fraud triangle and fraud diamond. Focus on the root causes.
Current Trends and Issues
Insurer's Duty at the Outset of a Personal Lines Claim
Tim Ryles | September 1, 2008
Tim Ryles explains why insurers have an affirmative duty to advise first-party insureds of their rights and obligations under an insurance policy.
Personal Risk Management
Risk Management for Weddings
Jack Hungelmann | August 16, 2008
Weddings bring with them special risks not always covered by auto, home, or even umbrella policies. Jack Hunglemann explains.
Personal Lines Claims
Personal Lines Property Loss Adjusting—Achieving Excellence
Elise Farnham | October 1, 2008
Enterprise Risk Management
Critical Role for the Chief Audit Executive: Aligning Risk Assessment
Mark Layton | October 1, 2008
Liability Insurance
Coverage Trigger: Getting It Right for the Right Reason
Steven Rawls | October 1, 2008
Liability Insurance
Care, Custody, or Control Exclusion in the CGL
Craig Stanovich | October 1, 2008
Construction Safety
Construction Project Audits—Examples of Poor Practices
TJ Lyons | October 1, 2008
Current Trends and Issues
Insurer's Duty at the Outset of a Personal Lines Claim
Tim Ryles | September 1, 2008