Expert Commentary
Latest Articles
Construction Defect Coverage
The Year of the Occurrence: 2007 Defective Construction Insurance Cases in Review
Patrick Wielinski | February 1, 2008
Pat Wielinski reviews litigation involving the CGL definitions of "occurrence" and "property damage."
Environmental
"Suits" under a 1973 CGL Insurance Policy
Richard Scislowski | February 1, 2008
ISO did not define "suit," so courts were divided, particularly in pollution cleanup cases. Rich Scislowski explains.
Reinsurance
Keeping the Information Flowing: Loss Notice and Reporting Clauses in Reinsurance Contracts
Larry Schiffer | February 1, 2008
Larry Schiffer discusses these clauses and some of the ramifications that flow from the obligation to report and provide notice of claims.
Claims Practices
Insurer Must Go to Trial on Allegations of a Fraudulent Settlement
Barry Zalma | February 1, 2008
Barry Zalma shows why insurers who settle with a general release may not be able to close the claim.
Construction Safety
Enterprise Safety Management: Creating a Framework
Peter Furst | January 19, 2008
Peter Furst looks at the safety procedures, people focus, operational focus, and organizational systems necessary to ensure an injury-free workplace.
Corporate Fraud Prevention
Importance of a Strong Fraud Policy
Scott Langlinais | January 1, 2008
Scott Langlinais advises firms to adopt, reiterate frequently, enforce, and reevaluate their codes of conduct.
Internal Controls
Efficient Samples for Control and Audit
Matthew Leitch | January 1, 2008
Matthew Leitch explains how the logic and calculations required for the Bayes's Rule approach are surprisingly simple, intuitive, and practical.
Courts and Coverage
Trigger Theories in Homeowners Insurance
Brent Cooper | January 1, 2008
Brent Cooper relates a case showing the difficulty of applying trigger theories in progressive or continuous property damage claims.
Liability Insurance
Raising the Bar—The Liquor Liability Exclusion in the CGL
Craig Stanovich | January 1, 2008
Craig Stanovich explains why assuming that liability insurance will respond to claims due to the serving or furnishing of alcohol is a mistake.
Environmental
Common Law Exceptions to the 1973 "Owned Property" Exclusion
Richard Scislowski | January 1, 2008
Courts poked so many holes in the exclusion that it hardly excluded anything. Rich Scislowski explains the ISO solutions.
Construction Defect Coverage
The Year of the Occurrence: 2007 Defective Construction Insurance Cases in Review
Patrick Wielinski | February 1, 2008
Reinsurance
Keeping the Information Flowing: Loss Notice and Reporting Clauses in Reinsurance Contracts
Larry Schiffer | February 1, 2008
Claims Practices
Insurer Must Go to Trial on Allegations of a Fraudulent Settlement
Barry Zalma | February 1, 2008
Construction Safety
Enterprise Safety Management: Creating a Framework
Peter Furst | January 19, 2008
Liability Insurance
Raising the Bar—The Liquor Liability Exclusion in the CGL
Craig Stanovich | January 1, 2008
Environmental
Common Law Exceptions to the 1973 "Owned Property" Exclusion
Richard Scislowski | January 1, 2008