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Expert Commentary


Latest Articles

Environmental

Pollution Exclusions in CGL Policy Bars Coverage for Carbon Monoxide Poisoning

Kent Holland | February 1, 2007

Kent Holland shows how identical facts can result in completely different rulings, depending on the jurisdiction.

Courts and Coverage

Interpreting the "Physical Contact" Requirement of Uninsured Motorist Coverage in Indirect Contact Cases

Brent Cooper | February 1, 2007

Brent Cooper and Dana Harbin discuss case law when indirect contact occurs.

Personal Risk Management

Managing the Risks of a Household Move

Jack Hungelmann | February 1, 2007

Jack Hungelmann looks at the risks of moving from one house to another, and provides strategies for handling them.

Liability Insurance

The Scope of "Ongoing Operations" Additional Insured Endorsements: Broader Than Expected

Steven Rawls | February 1, 2007

Steve Rawls and Rebecca Appelbaum examine cases where courts have construed that term to also include completed operations.

Employment Practices

How Companies Are Bracing for EEOC Class Action Initiative Goals

Paul Siegel | February 1, 2007

With the government stating its intent to address systemic workplace discrimination, employers should consider preventive practices. Paul Siegel explains.

Healthcare Professional Liability Insurance

Medical Malpractice: The High Cost of Meritless Claims

Charles Kolodkin | January 13, 2007

Charles Kolodkin and Paul Greve examine a study by the Harvard School of Public Health and the conclusions that may be surmised from the data.

Claims Practices

Insurance Fraud Fails in L.A. Superior Court

Barry Zalma | January 1, 2007

Barry Zalma relates the importance of insurer preparation, a thorough investigation, and use of competent counsel when facing a potentially fraudulent claim.

Liability Insurance

No Harm, No Coverage—Personal and Advertising Injury Liability Coverage in the CGL—Part 1

Craig Stanovich | January 1, 2007

Craig Stanovich examines Coverage B of the CGL. Part 2 will discuss applicable exclusions.

Environmental

Naturally Occurring Hazards: They Can Be "Hazardous" to Your Contractors Pollution Liability Coverage

Jeff Slivka | January 1, 2007

Buying a CPL policy is a very sound alternative for financing environmental loss, but there are pitfalls. Jeff Slivka explains.

Current Trends and Issues

Insurance Agent Liability in Katrina Litigation

Tim Ryles | January 1, 2007

Dr. Tim Ryles looks at standards applicable to agent liability, particularly as respects advice given on flood insurance and Katrina.