Expert Commentary

Latest Articles

Claims Management

Third-Party Administrators: Quality versus Price

June 1, 2008

The wise consumer will analyze the quality indicators first and then compare price when selecting a TPA. Glenn Brown explains.

Time Element

When Does Business Interruption Insurance Coverage Stop?

Jay Levin | June 1, 2008

Jay Levin relates a property case forcing insurers to fulfill their promise not only to pay for covered losses, but to do so in a timely fashion.

Liability Insurance

CGL Insurance 2007 Edition—A Summary of Changes

Craig Stanovich | June 1, 2008

While tempting, it's not wise to dismiss the December 2007 ISO changes. Craig Stanovich provides a synopsis.

Insurance Value—Not Price—Matters

Gary Bausom | June 1, 2008

Gary Bausom explains why risk management is truly managing and not looking for credit associated with market behavior.

Design and Professional Liability

Contractors Professional Liability Market Update

Jeff Slivka | June 1, 2008

Jeff Slivka expects to continue to see an expanded need for contractors professional liability. Markets, requirements, rates, and trends are provided.

Catastrophe Risk Management

Facility Damage Evaluation Following Major Disasters

Nathan Gould | May 10, 2008

Dr. Nathan Gould explains why an effective facility evaluation plan should include the preparation of a Post-Disaster Facility Inspection Manual.

Liability Insurance

Variations on a Theme: When the Cause Theory Determines the Number of Occurrences

Steven Rawls | May 1, 2008

Steve Rawls shows how similar facts may result in a different number of occurrences, despite courts' reliance on the cause theory.

Courts and Coverage

No Insurance Coverage for "Actual Physical Contact" with "Integral Part" of Auto

Brent Cooper | May 1, 2008

Brent Cooper describes a Texas Supreme Court ruling that collision with an axle isn't contact with a motor vehicle.

Claims Practices

Surprise: Insurance Is Not a Service

Barry Zalma | May 1, 2008

Barry Zalma reviews a California case concluding that insurance is neither a good nor a service, but only for the purposes of the Consumer Legal Remedies Act.