Expert Commentary

Insurance Value—Not Price—Matters

Gary Bausom | June 1, 2008

Gary Bausom explains why risk management is truly managing and not looking for credit associated with market behavior.

Time Element

When Does Business Interruption Insurance Coverage Stop?

Jay Levin | June 1, 2008

Jay Levin relates a property case forcing insurers to fulfill their promise not only to pay for covered losses, but to do so in a timely fashion.

Catastrophe Risk Management

Facility Damage Evaluation Following Major Disasters

Nathan Gould | May 10, 2008

Dr. Nathan Gould explains why an effective facility evaluation plan should include the preparation of a Post-Disaster Facility Inspection Manual.

Claims Practices

Surprise: Insurance Is Not a Service

Barry Zalma | May 1, 2008

Barry Zalma reviews a California case concluding that insurance is neither a good nor a service, but only for the purposes of the Consumer Legal Remedies Act.

The Evolution of Finite Reinsurance and Financial Accounting Statement (FAS) 113

Donald Riggin | May 1, 2008

Looking back to the '80s and projecting forward, Don Riggin examines finite reinsurance.

Valuation of Insurance Organizations

Valuation of Reinsurers: 2008

Jeff Balcombe | May 1, 2008

Jeff Balcombe provides insight into the valuation of reinsurers and the market's current pricing of these businesses.

Courts and Coverage

No Insurance Coverage for "Actual Physical Contact" with "Integral Part" of Auto

Brent Cooper | May 1, 2008

Brent Cooper describes a Texas Supreme Court ruling that collision with an axle isn't contact with a motor vehicle.

Liability Insurance

Variations on a Theme: When the Cause Theory Determines the Number of Occurrences

Steven Rawls | May 1, 2008

Steve Rawls shows how similar facts may result in a different number of occurrences, despite courts' reliance on the cause theory.

Employment Practices

"Associational" Discrimination Claims a Growing Concern for Employers

Paul Siegel | May 1, 2008

Paul Siegel explains why human resources professionals must consider the potential for claims by employee spouses, relatives, and partners.

Corporate Aviation

Knowing Your Aviation Business Model

Adam Webster | April 25, 2008

Despite the allure of private business jet fractional ownership, it's red ink on a bad day and treading water on a good one. Adam Webster explains.