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Personal Lines Claims

Personal Lines Property Loss Adjusting—Achieving Excellence

Elise Farnham | October 1, 2008

The steps involved to achieve claims closure involve knowing the policy, the contract, textbook answers, and alternatives. Elise Farnham explains.

Construction Safety

Construction Project Audits—Examples of Poor Practices

TJ Lyons | October 1, 2008

TJ Lyons shows through photos things to look for during a construction site tour.

Property Insurance

Hurricanes, Tropical Depressions, and Floods—Oh My!

William Austin | October 1, 2008

William Austin examines coverage needs and expectations that must be addressed pre-loss—not after the loss event through litigation.

Claims Practices

The Examination under Oath

Barry Zalma | October 1, 2008

Barry Zalma explains why this is an important tool to help insureds prove their loss or to allow an insurer to examine the proofs of loss to avoid potential fraud.

Liability Insurance

Care, Custody, or Control Exclusion in the CGL

Craig Stanovich | October 1, 2008

Craig Stanovich describes how small changes in circumstances can result in totally different outcomes as to whether property is in the care, custody, or control of the insured.

Mediation

Nix Your Mediator's Prospective Waiver of Liability

Jeff Kichaven | October 1, 2008

Jeff Kichaven says it's important to hold your mediators to the same standards as you hold your lawyers.

Enterprise Risk Management

Critical Role for the Chief Audit Executive: Aligning Risk Assessment

Mark Layton | October 1, 2008

Mark Layton explains why today a frank assessment of the true risks a company faces is crucial.

Courts and Coverage

Injury-in-Fact Coverage Trigger—HO Policy View

Brent Cooper | October 1, 2008

Brent Cooper looks at Don's Building Supply and its application to the Texas Homeowners Insurance Policy HO-B.

Liability Insurance

Coverage Trigger: Getting It Right for the Right Reason

Steven Rawls | October 1, 2008

Steve Rawls shows why an injury-in-fact or actual injury trigger is the only trigger theory he believes is supported by the CGL policy.

Corporate Fraud Prevention

Seek the Symptoms of Fraud

Scott Langlinais | September 1, 2008

Scott Langlinais advises to forget the fraud triangle and fraud diamond. Focus on the root causes.

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