Expert Commentary

Captives

The Economic Bailout and Its Unintended Consequences

Michael R. Mead | April 1, 2009

The 'economic crisis' is showing itself in surprising ways to captive owners and managers. Mike Mead explains.

Property Insurance

Property Insurance Suit Limitations Provisions: Pitfalls for the Unwary

Jay Levin | April 1, 2009

Jay Levin illustrates the importance of paying close attention to claim progress and how courts enforce suit filing limits.

Courts and Coverage

Hurricane Ike and First-Party Litigation

Brent Cooper | April 1, 2009

Brent Cooper looks at the effect on insurance rating, underwriting, legislation, and litigation in the aftermath of Hurricane Ike.

Employment Practices

Do Employee Layoffs Equal Litigation?

Paul Siegel | April 1, 2009

With discrimination charges on the increase, costly lawsuits follow. Paul Siegel provides employers with risk management tips.

Personal Lines Insurance

The Underwriting Submission—Homeowners Insurance

Elise Farnham | March 1, 2009

Elise Farnham shows how important it is for producers to focus on understanding all of the risk exposures.

Property Insurance

Crime Insurance—The Other Property Policy

William Austin | March 1, 2009

William Austin examines how ISO crime policies provide theft coverage to replace that excluded in commercial property policies.

Reinsurance

Clash Cover Reinsurance and Economic Catastrophe Losses

Larry Schiffer | March 1, 2009

Typically, reinsurance arrangements do not require security to obtain performance, but in this economic downturn, many ceding insurers are. Larry Schiffer explains.

Claims Management

Workers Compensation Reserves—Dollars and Sense

February 1, 2009

William Quinn explains how improper loss reserving can affect insurers and employers, and should be monitored closely.

Intellectual Property

Transfer of Venue in the Eastern District of Texas

Sanford Warren | February 1, 2009

Sanford Warren shows that most judges there have placed a premium on the plaintiff's choice of forum in deciding motions to transfer.

Structured Insurance Programs

Donald Riggin | February 1, 2009

Don Riggin outlines the issues surrounding structured insurance programs.