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Personal Risk Management

Health Insurance Advice for the Newly Laid Off

Jack Hungelmann | June 1, 2009

Jack Hungelmann outlines the new COBRA subsidy program and Q A for those scrambling to insure their families.

Reinsurance

Third-Party Guarantees of Reinsurance Obligations: I Guarantee It!

Larry Schiffer | June 1, 2009

Typically, reinsurance arrangements do not require security to obtain performance, but in this economic downturn, many ceding insurers are. Larry Schiffer explains.

Design and Professional Liability

The 2007 AIA Document: Changes in Formal Dispute Resolution

Kenneth Slavens | May 16, 2009

A new process allows the contracting parties to choose the dispute resolution method to be used. Ken Slavens explains.

Claims Management

Reducing Workers Compensation Claims during a Layoff

May 1, 2009

Lisa Hartman outlines the layoff issues risk managers face and suggests strategies to help guide them.

Claims Practices

Attorney Fees for Enforcement of Settlements in Florida

Barry Zalma | May 1, 2009

Barry Zalma relates cases permitting attorney fees where insureds must go to court to force claims settlement.

Time Element

Business Income Losses—A Three Column Approach

Paul Haynes | May 1, 2009

Paul Haynes explains that, when assessing business interruption claims, consider net losses incurred prior to the loss.

Environmental

No Coverage in Homeowner's Policy for Mold Damage from Water Pipe Leak

Kent Holland | May 1, 2009

Kent Holland shows how the issue of whether the mold exclusion is ambiguous continues to be litigated with surprisingly different results.

Courts and Coverage

Recent Cases Involving First-Party Claims

Brent Cooper | May 1, 2009

Brent Cooper relates current homeowners, workers compensation, commercial property, and uninsured/underinsured motorist coverage cases.

Construction Safety

Construction Risk Management in a Hard Economy: The Risks

TJ Lyons | April 1, 2009

Economic downturns greatly affect construction. TJ Lyons shows how inappropriate cost cutting can spell disaster.

Liability Insurance

Other Insurance and the CGL Policy

Craig Stanovich | April 1, 2009

Craig Stanovich provides a basic understanding of the 'other insurance' clause of the commercial general liability policy.

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