Expert Commentary
Latest Articles
Liability Insurance
The Impaired Property Exclusion
Craig Stanovich | April 1, 2010
Exclusion m. of the CGL policy is routinely cited but often misunderstood. Craig Stanovich illustrates how it applies.
Personal Risk Management
Reducing Umbrella Risks by Having One Agent
Jack Hungelmann | March 1, 2010
Keep your personal liability coverage with one insurer or one agent, advises Jack Hungelmann.
Reinsurance
Prejudice, Smejudice: Late Notice in the Face of a Condition Precedent
Larry Schiffer | March 1, 2010
Courts carefully analyze whether a notice provision is indeed a condition precedent. Larry Schiffer reviews the case law.
Courts and Coverage
Only Defense Costs Paid by Named Insured Satisfy the Self-Insured Retention
Richard Scislowski | March 1, 2010
Only defense costs paid by named insured satisfy the self-insured retention.
Liability Insurance
Lowered Expectation: How Courts Treat Expected Injury Exclusions
Steven Rawls | February 1, 2010
Courts struggle to differentiate between expected and intended injury, per Steven Rawls.
Captives
Captive Underwriting Profits without Third-Party Business
Donald Riggin | February 1, 2010
Don Riggin shows how a single-parent captive can reduce expenses and convert some of it into underwriting income.
Time Element
Property and Business Interruption Claims: What If We Don't Rebuild "As Was"?
Michael Speer | February 1, 2010
After a significant property loss, Michael Speer says all options regarding repair or replacement need to be considered.
Claims Management
Litigation Management—Crucial but Confusing
February 1, 2010
Litigation is expensive. Glenn Brown explains how to manage costs.
Employment Practices
Ninth Circuit Rejects EEOC Guidance: No Compensatory/Punitive Damages for ADA Retaliation Claims
Paul Siegel | February 1, 2010
Paul Siegel explains a recent ruling disallowing compensatory and punitive damages for ADA retaliation claims.
Political Risk
Expropriation: Pakistan's Message to Foreign Investors
Daniel Wagner | February 1, 2010
As in Pakistan, Daniel Wagner cautions, governments can take action that is contrary to investors' interests at any time.
Personal Risk Management
Reducing Umbrella Risks by Having One Agent
Jack Hungelmann | March 1, 2010
Reinsurance
Prejudice, Smejudice: Late Notice in the Face of a Condition Precedent
Larry Schiffer | March 1, 2010
Courts and Coverage
Only Defense Costs Paid by Named Insured Satisfy the Self-Insured Retention
Richard Scislowski | March 1, 2010
Liability Insurance
Lowered Expectation: How Courts Treat Expected Injury Exclusions
Steven Rawls | February 1, 2010
Time Element
Property and Business Interruption Claims: What If We Don't Rebuild "As Was"?
Michael Speer | February 1, 2010
Employment Practices
Ninth Circuit Rejects EEOC Guidance: No Compensatory/Punitive Damages for ADA Retaliation Claims
Paul Siegel | February 1, 2010
Political Risk
Expropriation: Pakistan's Message to Foreign Investors
Daniel Wagner | February 1, 2010
