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Expert Commentary


Latest Articles

Time Element

Business Income Losses—A Three Column Approach

Paul Haynes | May 1, 2009

Paul Haynes explains that, when assessing business interruption claims, consider net losses incurred prior to the loss.

Environmental

No Coverage in Homeowner's Policy for Mold Damage from Water Pipe Leak

Kent Holland | May 1, 2009

Kent Holland shows how the issue of whether the mold exclusion is ambiguous continues to be litigated with surprisingly different results.

Claims Management

Reducing Workers Compensation Claims during a Layoff

May 1, 2009

Lisa Hartman outlines the layoff issues risk managers face and suggests strategies to help guide them.

Courts and Coverage

Recent Cases Involving First-Party Claims

Brent Cooper | May 1, 2009

Brent Cooper relates current homeowners, workers compensation, commercial property, and uninsured/underinsured motorist coverage cases.

Claims Practices

Attorney Fees for Enforcement of Settlements in Florida

Barry Zalma | May 1, 2009

Barry Zalma relates cases permitting attorney fees where insureds must go to court to force claims settlement.

Captives

The Economic Bailout and Its Unintended Consequences

Michael R. Mead | April 1, 2009

The 'economic crisis' is showing itself in surprising ways to captive owners and managers. Mike Mead explains.

Courts and Coverage

Hurricane Ike and First-Party Litigation

Brent Cooper | April 1, 2009

Brent Cooper looks at the effect on insurance rating, underwriting, legislation, and litigation in the aftermath of Hurricane Ike.

Property Insurance

Property Insurance Suit Limitations Provisions: Pitfalls for the Unwary

Jay Levin | April 1, 2009

Jay Levin illustrates the importance of paying close attention to claim progress and how courts enforce suit filing limits.

Construction Safety

Construction Risk Management in a Hard Economy: The Risks

TJ Lyons | April 1, 2009

Economic downturns greatly affect construction. TJ Lyons shows how inappropriate cost cutting can spell disaster.

Employment Practices

Do Employee Layoffs Equal Litigation?

Paul Siegel | April 1, 2009

With discrimination charges on the increase, costly lawsuits follow. Paul Siegel provides employers with risk management tips.