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Home Articles Expert Commentary

Expert Commentary

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Claims Practices

Attorney Fees for Enforcement of Settlements in Florida

Barry Zalma | May 1, 2009

Barry Zalma relates cases permitting attorney fees where insureds must go to court to force claims settlement.

Captives

The Economic Bailout and Its Unintended Consequences

Michael R. Mead | April 1, 2009

The 'economic crisis' is showing itself in surprising ways to captive owners and managers. Mike Mead explains.

Courts and Coverage

Hurricane Ike and First-Party Litigation

Brent Cooper | April 1, 2009

Brent Cooper looks at the effect on insurance rating, underwriting, legislation, and litigation in the aftermath of Hurricane Ike.

Property Insurance

Property Insurance Suit Limitations Provisions: Pitfalls for the Unwary

Jay Levin | April 1, 2009

Jay Levin illustrates the importance of paying close attention to claim progress and how courts enforce suit filing limits.

Employment Practices

Do Employee Layoffs Equal Litigation?

Paul Siegel | April 1, 2009

With discrimination charges on the increase, costly lawsuits follow. Paul Siegel provides employers with risk management tips.

Construction Safety

Construction Risk Management in a Hard Economy: The Risks

TJ Lyons | April 1, 2009

Economic downturns greatly affect construction. TJ Lyons shows how inappropriate cost cutting can spell disaster.

Liability Insurance

Other Insurance and the CGL Policy

Craig Stanovich | April 1, 2009

Craig Stanovich provides a basic understanding of the 'other insurance' clause of the commercial general liability policy.

Personal Lines Insurance

The Underwriting Submission—Homeowners Insurance

Elise Farnham | March 1, 2009

Elise Farnham shows how important it is for producers to focus on understanding all of the risk exposures.

Property Insurance

Crime Insurance—The Other Property Policy

William Austin | March 1, 2009

William Austin examines how ISO crime policies provide theft coverage to replace that excluded in commercial property policies.

Reinsurance

Clash Cover Reinsurance and Economic Catastrophe Losses

Larry Schiffer | March 1, 2009

Typically, reinsurance arrangements do not require security to obtain performance, but in this economic downturn, many ceding insurers are. Larry Schiffer explains.