Expert Commentary
Latest Articles
Environmental
CGL Policy Held To Cover Oil Spill Cleanup Costs
Kent Holland | April 1, 2010
Kent Holland examines a case where the exception to the pollution exclusion makes common law pollution damages covered.
Personal Risk Management
Insuring "Zipcars"
Jack Hungelmann | April 1, 2010
Car-sharing may be good for the environment, but Jack Hungelmann warns it can raise personal auto insurance concerns.
Corporate Fraud Prevention
Five-Step Approach to Fraud Detection: #2 Know the Symptoms of Occurrence
Scott Langlinais | April 1, 2010
In his Five-Step Approach to Fraud Detection, Scott Langlinais provides a template to help firms detect and control fraud.
Captives
Direct Procurement Revisited
Michael R. Mead | April 1, 2010
Captives: Learn the laws both where you do business and where you issue evidence of coverage, advises Michael Mead.
Courts and Coverage
Correcting Mistakes in Additional Insured Endorsements
Richard Scislowski | April 1, 2010
A New York court holds reformation as the remedy for a scrivener's error.
Liability Insurance
The Impaired Property Exclusion
Craig Stanovich | April 1, 2010
Exclusion m. of the CGL policy is routinely cited but often misunderstood. Craig Stanovich illustrates how it applies.
Environmental
An Update on Chinese Drywall Claims
Rodney Taylor | April 1, 2010
Rod Taylor reviews the current status of these claims, examining factors relevant to the cases being heard in federal and state courts.
Personal Risk Management
Reducing Umbrella Risks by Having One Agent
Jack Hungelmann | March 1, 2010
Keep your personal liability coverage with one insurer or one agent, advises Jack Hungelmann.
Reinsurance
Prejudice, Smejudice: Late Notice in the Face of a Condition Precedent
Larry Schiffer | March 1, 2010
Courts carefully analyze whether a notice provision is indeed a condition precedent. Larry Schiffer reviews the case law.
Courts and Coverage
Only Defense Costs Paid by Named Insured Satisfy the Self-Insured Retention
Richard Scislowski | March 1, 2010
Only defense costs paid by named insured satisfy the self-insured retention.
Corporate Fraud Prevention
Five-Step Approach to Fraud Detection: #2 Know the Symptoms of Occurrence
Scott Langlinais | April 1, 2010
Courts and Coverage
Correcting Mistakes in Additional Insured Endorsements
Richard Scislowski | April 1, 2010
Personal Risk Management
Reducing Umbrella Risks by Having One Agent
Jack Hungelmann | March 1, 2010
Reinsurance
Prejudice, Smejudice: Late Notice in the Face of a Condition Precedent
Larry Schiffer | March 1, 2010
Courts and Coverage
Only Defense Costs Paid by Named Insured Satisfy the Self-Insured Retention
Richard Scislowski | March 1, 2010