Expert Commentary

Environmental

Pollution Legal Liability Market Update

Jeff Slivka | July 1, 2008

Jeff Slivka expects to continue to see an expanded need for PLL insurance. Markets, coverage types, and trends are provided.

Property Insurance

Insurance Property Valuation and Loss Settlement Clauses—Important Considerations

William Austin | July 1, 2008

William Austin says appropriate property risk management goes well beyond simply the identification of perils that may cause damage, destruction, or interruption of operations.

Claims Practices

Insurers Need To Audit Their Vendors' Service

Barry Zalma | July 1, 2008

Barry Zalma explains why prudent insurers need to trust claims vendors while simultaneously verifying their performance.

Claims Management

Third-Party Administrators: Quality versus Price

June 1, 2008

The wise consumer will analyze the quality indicators first and then compare price when selecting a TPA. Glenn Brown explains.

Insurance Value—Not Price—Matters

Gary Bausom | June 1, 2008

Gary Bausom explains why risk management is truly managing and not looking for credit associated with market behavior.

Corporate Fraud Prevention

Risk Management for Company-Paid Purchase Cards

Scott Langlinais | June 1, 2008

Scott Langlinais warns companies of the dangers of 'improving' controls by providing P-cards to employees.

Time Element

When Does Business Interruption Insurance Coverage Stop?

Jay Levin | June 1, 2008

Jay Levin relates a property case forcing insurers to fulfill their promise not only to pay for covered losses, but to do so in a timely fashion.

Design and Professional Liability

Contractors Professional Liability Market Update

Jeff Slivka | June 1, 2008

Jeff Slivka expects to continue to see an expanded need for CPrL. Markets, requirements, rates, and trends are provided.

Liability Insurance

CGL Insurance 2007 Edition—A Summary of Changes

Craig Stanovich | June 1, 2008

While tempting, it's not wise to dismiss the December 2007 ISO changes. Craig Stanovich provides a synopsis.

Catastrophe Risk Management

Facility Damage Evaluation Following Major Disasters

Nathan Gould | May 10, 2008

Dr. Nathan Gould explains why an effective facility evaluation plan should include the preparation of a Post-Disaster Facility Inspection Manual.