Expert Commentary

Time Element

Challenges in Assessing a Business Interruption Claim

Paul Haynes | February 1, 2009

Paul Haynes provides operational definitions of business interruption and examples of problems due to external conditions and coverage confusion.

Enterprise Risk Management

The Role of the CIO in the Risk Intelligent Enterprise

Mark Layton | February 1, 2009

CIOs must redefine their roles and become more creative, proactive, innovative, and strategic than ever before.

Liability Insurance

CGL Insurance and the Question of Intent

Steven Rawls | February 1, 2009

Steven Rawls examines court decisions on whether the CGL covers intentional acts by the insured where injuries or damages are substantially certain to occur.

Claims Management

Workers Compensation Reserves—Dollars and Sense

February 1, 2009

William Quinn explains how improper loss reserving can affect insurers and employers, and should be monitored closely.

Intellectual Property

Transfer of Venue in the Eastern District of Texas

Sanford Warren | February 1, 2009

Sanford Warren shows that most judges there have placed a premium on the plaintiff's choice of forum in deciding motions to transfer.

Structured Insurance Programs

Donald Riggin | February 1, 2009

Don Riggin outlines the issues surrounding structured insurance programs.

Current Trends and Issues

Fraud and Abuse or Abuse of Fraud: Do Insurance Antifraud Laws Tip the Scales against Insureds?

Tim Ryles | February 1, 2009

Tim Ryles explains that the rise in antifraud laws raises questions about the impact on the insurer-insured relationship and the regulatory process itself.

Employment Practices

Should Employers "Google" Applicants?

Paul Siegel | February 1, 2009

Paul Siegel summarizes the advantages and disadvantages of using Internet resources to gather information on job applicants.

Maritime Law

Choice-of-Law Clauses in Marine Cargo Insurance Policy

Michael Orlando | January 10, 2009

Michael Orlando explains that U.S. courts are generally enforcing choice-of-law clauses.

Corporate Fraud Prevention

Corporate Fraud: Acceptable Limits

Scott Langlinais | January 1, 2009

Scott Langlinais describes the three factors that determine whether fraud has stretched beyond acceptable limits: its amount, its nature, and its duration.