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Expert Commentary


Latest Articles

Personal Lines Claims

Personal Lines Property Loss Adjusting—Achieving Excellence

Elise Farnham | October 1, 2008

The steps involved to achieve claims closure involve knowing the policy, the contract, textbook answers, and alternatives. Elise Farnham explains.

Construction Safety

Construction Project Audits—Examples of Poor Practices

TJ Lyons | October 1, 2008

TJ Lyons shows through photos things to look for during a construction site tour.

Corporate Fraud Prevention

Seek the Symptoms of Fraud

Scott Langlinais | September 1, 2008

Scott Langlinais advises to forget the fraud triangle and fraud diamond. Focus on the root causes.

Current Trends and Issues

Insurer's Duty at the Outset of a Personal Lines Claim

Tim Ryles | September 1, 2008

Tim Ryles explains why insurers have an affirmative duty to advise first-party insureds of their rights and obligations under an insurance policy.

Surety

Killer Bond Forms and Contract Provisions—Part 3

Marilyn Klinger | August 16, 2008

Marilyn Klinger delves further into coverage limitations, when the obligee completes, waiving defenses, subdivision bonds, and more.

Personal Risk Management

Risk Management for Weddings

Jack Hungelmann | August 16, 2008

Weddings bring with them special risks not always covered by auto, home, or even umbrella policies. Jack Hunglemann explains.

Litigation Management

Litigation Best Practices—Lessons from Risk Manager of the Year

Michael Boutot | August 1, 2008

Michael Boutot interviews the Business Insurance Risk Manager of the Year who provides some yardsticks and takeaways to improve litigation management processes and outcomes.

Liability Insurance

The Future Is Now: When Eventual Indemnity Obligations become Present Defense Obligations

Steven Rawls | August 1, 2008

Steve Rawls relates a case erasing the distinction between an insurer's duty to indemnify and its duty to defend.

Claims Management

Technology and Claims: Blessing or Curse?

August 1, 2008

RMIS Review Editor David Tweedy takes a look at the advantages and disadvantages of technological progress in claims management.

Courts and Coverage

Event Data Recorders: Balancing the Benefits and Drawbacks

Brent Cooper | August 1, 2008

EDRs are in more modes of transportation than ever. Brent Cooper looks at the legislation and case law on the issue of privacy versus public safety.