Expert Commentary

Corporate Fraud Prevention

Risk Management for Company-Paid Purchase Cards

Scott Langlinais | June 1, 2008

Scott Langlinais warns companies of the dangers of 'improving' controls by providing P-cards to employees.

Design and Professional Liability

Contractors Professional Liability Market Update

Jeff Slivka | June 1, 2008

Jeff Slivka expects to continue to see an expanded need for contractors professional liability. Markets, requirements, rates, and trends are provided.

Claims Management

Third-Party Administrators: Quality versus Price

June 1, 2008

The wise consumer will analyze the quality indicators first and then compare price when selecting a TPA. Glenn Brown explains.

Time Element

When Does Business Interruption Insurance Coverage Stop?

Jay Levin | June 1, 2008

Jay Levin relates a property case forcing insurers to fulfill their promise not only to pay for covered losses, but to do so in a timely fashion.

Liability Insurance

CGL Insurance 2007 Edition—A Summary of Changes

Craig Stanovich | June 1, 2008

While tempting, it's not wise to dismiss the December 2007 ISO changes. Craig Stanovich provides a synopsis.

Catastrophe Risk Management

Facility Damage Evaluation Following Major Disasters

Nathan Gould | May 10, 2008

Dr. Nathan Gould explains why an effective facility evaluation plan should include the preparation of a Post-Disaster Facility Inspection Manual.

Liability Insurance

Variations on a Theme: When the Cause Theory Determines the Number of Occurrences

Steven Rawls | May 1, 2008

Steve Rawls shows how similar facts may result in a different number of occurrences, despite courts' reliance on the cause theory.

The Evolution of Finite Reinsurance and Financial Accounting Statement (FAS) 113

Donald Riggin | May 1, 2008

Looking back to the '80s and projecting forward, Don Riggin examines finite reinsurance.

Valuation of Insurance Organizations

Valuation of Reinsurers: 2008

Jeff Balcombe | May 1, 2008

Jeff Balcombe provides insight into the valuation of reinsurers and the market's current pricing of these businesses.

Courts and Coverage

No Insurance Coverage for "Actual Physical Contact" with "Integral Part" of Auto

Brent Cooper | May 1, 2008

Brent Cooper describes a Texas Supreme Court ruling that collision with an axle isn't contact with a motor vehicle.