Expert Commentary
Latest Articles
Captives
The Economic Bailout and Its Unintended Consequences
Michael R. Mead | April 1, 2009
The 'economic crisis' is showing itself in surprising ways to captive owners and managers. Mike Mead explains.
Courts and Coverage
Hurricane Ike and First-Party Litigation
Brent Cooper | April 1, 2009
Brent Cooper looks at the effect on insurance rating, underwriting, legislation, and litigation in the aftermath of Hurricane Ike.
Property Insurance
Property Insurance Suit Limitations Provisions: Pitfalls for the Unwary
Jay Levin | April 1, 2009
Jay Levin illustrates the importance of paying close attention to claim progress and how courts enforce suit filing limits.
Construction Safety
Construction Risk Management in a Hard Economy: The Risks
TJ Lyons | April 1, 2009
Economic downturns greatly affect construction. TJ Lyons shows how inappropriate cost cutting can spell disaster.
Employment Practices
Do Employee Layoffs Equal Litigation?
Paul Siegel | April 1, 2009
With discrimination charges on the increase, costly lawsuits follow. Paul Siegel provides employers with risk management tips.
Liability Insurance
Other Insurance and the CGL Policy
Craig Stanovich | April 1, 2009
Craig Stanovich provides a basic understanding of the 'other insurance' clause of the commercial general liability policy.
Personal Lines Insurance
The Underwriting Submission—Homeowners Insurance
Elise Farnham | March 1, 2009
Elise Farnham shows how important it is for producers to focus on understanding all of the risk exposures.
Property Insurance
Crime Insurance—The Other Property Policy
William Austin | March 1, 2009
William Austin examines how ISO crime policies provide theft coverage to replace that excluded in commercial property policies.
Reinsurance
Clash Cover Reinsurance and Economic Catastrophe Losses
Larry Schiffer | March 1, 2009
Typically, reinsurance arrangements do not require security to obtain performance, but in this economic downturn, many ceding insurers are. Larry Schiffer explains.
Time Element
Challenges in Assessing a Business Interruption Claim
Paul Haynes | February 1, 2009
Paul Haynes provides operational definitions of business interruption and examples of problems due to external conditions and coverage confusion.
Property Insurance
Property Insurance Suit Limitations Provisions: Pitfalls for the Unwary
Jay Levin | April 1, 2009
Construction Safety
Construction Risk Management in a Hard Economy: The Risks
TJ Lyons | April 1, 2009
Personal Lines Insurance
The Underwriting Submission—Homeowners Insurance
Elise Farnham | March 1, 2009
