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Liability Insurance

Coverage Trigger: Getting It Right for the Right Reason

Steven Rawls | October 1, 2008

Steve Rawls shows why an injury-in-fact or actual injury trigger is the only trigger theory he believes is supported by the CGL policy.

Construction Safety

Construction Project Audits—Examples of Poor Practices

TJ Lyons | October 1, 2008

TJ Lyons shows through photos things to look for during a construction site tour.

Personal Lines Claims

Personal Lines Property Loss Adjusting—Achieving Excellence

Elise Farnham | October 1, 2008

The steps involved to achieve claims closure involve knowing the policy, the contract, textbook answers, and alternatives. Elise Farnham explains.

Property Insurance

Hurricanes, Tropical Depressions, and Floods—Oh My!

William Austin | October 1, 2008

William Austin examines coverage needs and expectations that must be addressed pre-loss—not after the loss event through litigation.

Claims Practices

The Examination under Oath

Barry Zalma | October 1, 2008

Barry Zalma explains why this is an important tool to help insureds prove their loss or to allow an insurer to examine the proofs of loss to avoid potential fraud.

Liability Insurance

Care, Custody, or Control Exclusion in the CGL

Craig Stanovich | October 1, 2008

Craig Stanovich describes how small changes in circumstances can result in totally different outcomes as to whether property is in the care, custody, or control of the insured.

Corporate Fraud Prevention

Seek the Symptoms of Fraud

Scott Langlinais | September 1, 2008

Scott Langlinais advises to forget the fraud triangle and fraud diamond. Focus on the root causes.

Current Trends and Issues

Insurer's Duty at the Outset of a Personal Lines Claim

Tim Ryles | September 1, 2008

Tim Ryles explains why insurers have an affirmative duty to advise first-party insureds of their rights and obligations under an insurance policy.

Personal Risk Management

Risk Management for Weddings

Jack Hungelmann | August 16, 2008

Weddings bring with them special risks not always covered by auto, home, or even umbrella policies. Jack Hunglemann explains.

Surety

Killer Bond Forms and Contract Provisions (Part 3)

Marilyn Klinger | August 16, 2008

Marilyn Klinger delves further into coverage limitations, when the obligee completes, waiving defenses, subdivision bonds, and more.

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