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Personal Risk Management

Plugging Liability Insurance Gaps with the Personal Umbrella Policy

Jack Hungelmann | February 1, 2005

While most people buy an umbrella policy for its excess coverage, including defense costs, it has far greater value as a risk management tool. Jack Hungelmann explains.

Healthcare Professional Liability Insurance

London Calling (For US Healthcare Risks)

Charles Kolodkin | February 1, 2005

Charles Kolodkin explains how the London insurance market has evolved to become a market providing terms and capacity that make it a more reliable outlet.

Equipment Theft Prevention

Combating Rental Equipment Theft

David Shillingford | February 1, 2005

David Shillingford looks at why rental equipment is at greater risk of theft, the historical low recovery rates, and recent advances the rental industry is using to turn this trend around.

Ethics

Why Link Risk Management and Ethics?

George Head | February 1, 2005

Risk management guru Dr. George Head joins IRMI's group of expert commentators on the topic of risk management ethics and explains the importance of both.

Design and Professional Liability

Dealing with Ambiguities in Design-Build Contracts

Michael Loulakis | January 15, 2005

Mike Loulakis discusses recent case law supporting the view that an owner retains liability to the design-builder when it provides faulty or ambiguous information to bidders.

Litigation Management

Court Reporting/Deposition Services: What You Should Know

Michael Boutot | January 1, 2005

In this quarter's Litigation Management column, Michael Boutot takes a look at the role of court reporters, their history, types, qualifications, functions, and cost factors.

Courts and Coverage

Bystander Claims—One Limit or Two?

Brent Cooper | January 1, 2005

Whether a separate "each-person" limit applies to a bystander claim depends on whether emotional injuries are considered to be "bodily injury." Brent Cooper and Dana Harbin explain.

Internal Controls

How To Cut Sarbanes-Oxley Compliance Costs

Matthew Leitch | January 1, 2005

Matthew Leitch's goal with this article is to get your mind out of the SOx box and reveal some potentially high impact changes that may be applicable to your company.

Workplace Violence Prevention

Preventing Workplace Violence: Challenges and Dilemmas

James Madero | January 1, 2005

Terminated employees, furious clients, and violent spouses may pose serious threats to fellow employees, employers, and others. Dr. James Madero looks at the situations, solutions, and resolutions.

Captives

Using Captives and Risk Retention Groups Together

Michael R. Mead | January 1, 2005

By combining captives with risk retention groups, some have obtained admissibility without fronting, and gained the flexibility of a captive as a reinsurer. Michael Mead explains.

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