Expert Commentary
Latest Articles
Claims Practices
Insurance and the Law of Unintended Consequences
Barry Zalma | April 1, 2005
Barry Zalma looks at how efforts by and for the insurance industry have resulted in far greater problems: rising costs, soaring litigation, increasing fraud, and a reputation seemingly beyond repair.
Maritime Law
Supreme Court Rules a Dredge Is a Jones Act Vessel
Michael Orlando | March 18, 2005
Michael Orlando discusses a 2005 case— Stewart v. Dutra Construction —that hopes to resolve the conflict over how to determine whether a watercraft is a "vessel" for the purposes of the LHWCA.
Cyber and Privacy Risk and Insurance
Privacy: Outsourcing and the Need for a Vendor Compliance Strategy
Gary Clayton | March 1, 2005
Gary Clayton explains that with proper risk management, outsourcing arrangements can work as long as the privacy/security of the underlying personally identifiable information is protected.
Current Trends and Issues
Household, Family, and Other Problems in Homeowners Policy Language
Tim Ryles | March 1, 2005
Determining what constitutes a household and family is a moving target for insurers and insureds. Tim Ryles looks at the meaning of this language in homeowners policies and court interpretations.
Intellectual Property
Avoiding Willful Infringement in Intellectual Property Litigation—Part 3
Sanford Warren | March 1, 2005
Considering the damages and attorney fees involved in litigation, good risk management dictates avoiding willful infringement. Sanford Warren and Jack Richards discuss the risk management implications of Knorr-Bremse v. Dana Corp .
Equipment Theft Prevention
Combating Rental Equipment Theft
David Shillingford | February 1, 2005
David Shillingford looks at why rental equipment is at greater risk of theft, the historical low recovery rates, and recent advances the rental industry is using to turn this trend around.
Ethics
Why Link Risk Management and Ethics?
George Head | February 1, 2005
Risk management guru Dr. George Head joins IRMI's group of expert commentators on the topic of risk management ethics and explains the importance of both.
Personal Risk Management
Plugging Liability Insurance Gaps with the Personal Umbrella Policy
Jack Hungelmann | February 1, 2005
While most people buy an umbrella policy for its excess coverage, including defense costs, it has far greater value as a risk management tool. Jack Hungelmann explains.
Healthcare Professional Liability Insurance
London Calling (For US Healthcare Risks)
Charles Kolodkin | February 1, 2005
Charles Kolodkin explains how the London insurance market has evolved to become a market providing terms and capacity that make it a more reliable outlet.
Design and Professional Liability
Dealing with Ambiguities in Design-Build Contracts
Michael Loulakis | January 15, 2005
Mike Loulakis discusses recent case law supporting the view that an owner retains liability to the design-builder when it provides faulty or ambiguous information to bidders.
Cyber and Privacy Risk and Insurance
Privacy: Outsourcing and the Need for a Vendor Compliance Strategy
Gary Clayton | March 1, 2005
Current Trends and Issues
Household, Family, and Other Problems in Homeowners Policy Language
Tim Ryles | March 1, 2005
Intellectual Property
Avoiding Willful Infringement in Intellectual Property Litigation—Part 3
Sanford Warren | March 1, 2005
Personal Risk Management
Plugging Liability Insurance Gaps with the Personal Umbrella Policy
Jack Hungelmann | February 1, 2005
Healthcare Professional Liability Insurance
London Calling (For US Healthcare Risks)
Charles Kolodkin | February 1, 2005
Design and Professional Liability
Dealing with Ambiguities in Design-Build Contracts
Michael Loulakis | January 15, 2005
