Expert Commentary
Latest Articles
Employment Practices
An Imperative for Employers Everywhere: California Enacts Sexual Harassment Training Statute
Paul Siegel | December 1, 2004
California Enacts Sexual Harassment Training Statute. A new law dictates that employers provide a harassment-free workplace and have the legal duty to prevent the misconduct and remedy its consequences. Paul Siegel explains.
Liability Insurance
CGL—Covered Locations
Craig Stanovich | December 1, 2004
The CGL policy is subject to its actual terms and conditions, including the policy territory. Craig Stanovich takes a look at the many facets of what constitutes "covered locations."
Reinsurance
The Naked Truth—The Reinsurer's Right to Information
Larry Schiffer | December 1, 2004
Access to records clauses grant reinsurers the right to inspect the ceding company's records. Larry Schiffer examines their enforceability and scope.
Claims Practices
Fraudulent Application Can Haunt the Broker
Barry Zalma | December 1, 2004
Barry Zalma discusses a recent California case holding that if the broker knew the application contained false information, it can be held liable to the insurer for resulting damages.
Maritime Law
Enforcement of Federal Law on Foreign-Flagged Ships in U.S. Waters
Michael Orlando | November 13, 2004
Does the Americans With Disabilities Act apply to foreign cruise ships when in U.S. waters? The Fifth and Eleventh Circuits disagree. Michael Orlando explains.
Litigation Management
Litigation Management—Proactive or Reactive Budgeting?
Michael Boutot | November 1, 2004
Budgeting can be a very valuable tool if done in a proactive mindset, yet keeping past mistakes in mind. Michael Boutot explains the goals and pitfalls.
Courts and Coverage
"No-Fault" Coverage Insures Injuries Arising Out of the Use of a Vehicle
Brent Cooper | November 1, 2004
Brent Cooper and Dana Harbin look at court rulings on the issue of whether personal injury protection coverage applies when non-collision injury occurs, but the vehicle is somehow involved.
Surety
Unraveling Letters of Credit
Marilyn Klinger | November 1, 2004
Marilyn Klinger attempts to unravel the various different titles placed on letters of credit, emphasizing that it is the language that is the crux of any letter of credit.
Personal Lines Claims
Adjusting Residential House Fires
George Epps | October 9, 2004
Adjusting a house fire is a difficult endeavor under the best of circumstances. George Epps looks at fire claims where the coverage is on an actual cash value basis.
Environmental
Homeowners Policy Unambiguously Excluded Coverage for Mold
Kent Holland | October 1, 2004
Kent Holland examines a recent New Jersey court case ruling that mold was not covered as an ensuing loss due to vandalism.
Employment Practices
An Imperative for Employers Everywhere: California Enacts Sexual Harassment Training Statute
Paul Siegel | December 1, 2004
Maritime Law
Enforcement of Federal Law on Foreign-Flagged Ships in U.S. Waters
Michael Orlando | November 13, 2004
Litigation Management
Litigation Management—Proactive or Reactive Budgeting?
Michael Boutot | November 1, 2004
Courts and Coverage
"No-Fault" Coverage Insures Injuries Arising Out of the Use of a Vehicle
Brent Cooper | November 1, 2004
Environmental
Homeowners Policy Unambiguously Excluded Coverage for Mold
Kent Holland | October 1, 2004
