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Internal Controls

Risk Management versus Internal Control

Matthew Leitch | June 1, 2004

If auditors want to adopt the corporate risk register as the basis of their audit planning, they need to adapt their approach in several ways. Matthew Leitch explains.

Workplace Violence Prevention

Preemployment Screening and Workplace Violence Prevention

James Madero | June 1, 2004

Dr. James Madero discusses how preemployment screening, such as background checks and drug testing, helps prevent workplace violence and costly hiring mistakes.

Continuous Performance Improvement

Deming's Points #2 and #3 as Applied to the Insurance Industry

John Pryor | June 1, 2004

John Pryor discusses W. Edwards Deming's principles of "adopt the new philosophy" and "cease dependence on mass inspection," along with real-world examples.

Equipment Theft Prevention

Lessons from an Equipment Thief

David Shillingford | June 1, 2004

David Shillingford steps into the mind of a heavy equipment thief, discussing how such a theft might occur and what steps owners can take to avoid becoming victims.

Courts and Coverage

Seventh Circuit Upholds Anti-Stacking Clauses

Richard Valentino | June 1, 2004

In this article, Richard Valentino discusses a recent case upholding unambiguous anti-stacking clauses to prevent the doubling of an auto insurer's liability limits.

Cyber and Privacy Risk and Insurance

Protecting Data Assets: Not Just a Cyberspace Issue

Gary Clayton | June 1, 2004

An organization's most valuable asset is the personal information about and trust of its customers. Gary Clayton explains how a security plan and other safeguards are crucial.

Healthcare Professional Liability Insurance

Physicians: Frustrated and Fighting Back

Charles Kolodkin | May 15, 2004

Going on the offensive against disgruntled patients and their attorneys seems appealing, but Charles Kolodkin explains why risk management training is a better idea.

Security

When Was the Last Time Your Organization Had a Security Checkup?

David Nicastro | May 1, 2004

David Nicastro explains the importance of periodically evaluating your firm's physical security exposure and how to properly build and maintain a good security program.

Time Element

Business Interruption for Denial of Access Revisited

Douglas Berry | May 1, 2004

Doug Berry discusses three recent court cases addressing the denial of access due to a civil authority order and the effect of particular policy wording on business interruption coverage.

Liability Insurance

Additional Insured Changes in the CGL

Craig Stanovich | May 1, 2004

Craig Stanovich discusses the new changes to the additional insured endorsements and the introduction of a limitation to the definition of 'insured contract' characterized by ISO as coverage reductions.