Expert Commentary

Latest Articles

Reinsurance

Understanding the Business-Covered Clause in a Reinsurance Contract

Larry Schiffer | November 1, 2003

Larry Schiffer explains the two generic types of reinsurance coverage—losses-occurring-during and risks or policies-attaching contracts—their importance, complicating factors, and hybrids.

Healthcare Professional Liability Insurance

The Government Weighs in: What's Causing Increased Medical Malpractice Premium Rates

Charles Kolodkin | October 18, 2003

The General Accounting Office recently completed an extensive study of the medical malpractice insurance industry and the factors that have caused premium rates to increase.

Corporate Aviation

Private Aviation: Being an Additional Insured

Adam Webster | October 11, 2003

Private air charters pose many risk management and insurance challenges for clients. In this new corporate aviation column, Adam Webster discusses what to watch out for.

Catastrophe Risk Management

Performance Based Seismic Design

Nathan Gould | October 1, 2003

Dr. Nathan Gould explains Performance Based Seismic Design—what it is, how it works, and why it is the seismic design methodology of the future.

Internal Controls

Embedding Risk Management: Easier, Faster, Better

Matthew Leitch | October 1, 2003

Risk management workshops, while touted as good practice, often fail to motivate employees to truly reduce risk. Matthew Leitch explains how the process of embedding can make a real impact.

Captives

Another Kind of Captive Growth: Risk Retention Groups Increase

Michael R. Mead | October 1, 2003

Abandoned in the soft market, risk retention groups (RRGs) are on the rise, offering form, rate, claims, taxation, and admitted paper benefits. Michael Mead discusses the opportunities and challenges.

Political Risk

The Role of ADB and Multilateral Development Banks in Addressing Political Risk in Asia

Daniel Wagner | October 1, 2003

Today, it is difficult to tell the difference between "perceived" and "real" political risk, and investors are wary. Daniel Wagner explains how development banks can support access to trade finance.

Intellectual Property

Can I Sue a Foreign Company Whose Only US Presence Is a Well-Insulated Subsidiary?

Sanford Warren | October 1, 2003

What do you do if your patent is infringed by a foreign corporation without a US office? Sanford Warren Jr. discusses the far-from-obvious solutions available to the patentee.

Liability Insurance

Known Injury or Damage

Craig Stanovich | October 1, 2003

Craig Stanovich looks at the history behind the provision that coverage ceases for all subsequent CGL policies once certain insureds learn of any continuing injury or damage.