Expert Commentary
Latest Articles
Construction Defect Coverage
Recent Case Law Applying the Subcontractor Exception: Too Little Too Late?
Patrick Wielinski | August 1, 2004
Pat Wielinski discusses two court rulings that could result in a catastrophic reduction in CGL coverage for many contractors, creating a coverage gap that will be extremely difficult to fill.
Claims Practices
Mold and Fungi Insurance Claims
Barry Zalma | August 1, 2004
"Mold is gold," according to some in the claims industry. Barry Zalma looks at the growth of these claims, the science behind them, the case law, testing, and remediation.
Security, Catastrophe Risk Management
Managing Terrorism Risk
Nathan Gould | July 24, 2004
In this article, Dr. Nathan Gould explains a three-tiered terrorism risk management plan, including initial and detailed assessments and a variety of risk management techniques.
Personal Lines Claims
Residential Water Claims
George Epps | July 1, 2004
George Epps takes a look at residential water claims—what causes them, how repairs are handled, and why restoration contractors are often necessary.
Cyber and Privacy Risk and Insurance
Indemnity and Insurance Provisions in E-Business Contracts
Michael A. Rossi | July 1, 2004
Mike Rossi explains the impact of e-business activities on legal liability and first-party risks and identifies some of the ways these risks can be managed through indemnity and insurance provisions.
Additional Insured Issues
How Will Courts Construe ISO's New Additional Insured Endorsements?
Joseph Postel | July 1, 2004
While the new Insurance Services Office additional insured forms have been filed, how courts will rule on the coverage changes is anyone's guess. Joe Postel provides an educated prediction.
Reinsurance
Insurer Insolvency and Reinsurance
Larry Schiffer | July 1, 2004
What happens to the reinsurance covering insurance policies when the insurer goes insolvent? Larry Schiffer discusses the issues, including recent case law.
Claims Practices
Stacking Insurance Limits
Barry Zalma | July 1, 2004
Barry Zalma explains why it is essential to examine the law of the jurisdiction relating to stacking of policy limits and self-insured retentions before making a decision on how to handle a claim.
Design and Professional Liability
Making the Most of Standard Indemnity Clauses
Kenneth Slavens | June 19, 2004
Ken Slavens relates the case of Nusbaum v. The City of Kansas City and the Missouri Supreme Court's application of indemnification clauses found in AIA documents.
Cyber and Privacy Risk and Insurance
Protecting Data Assets: Not Just a Cyberspace Issue
Gary Clayton | June 1, 2004
An organization's most valuable asset is the personal information about and trust of its customers. Gary Clayton explains how a security plan and other safeguards are crucial.
Construction Defect Coverage
Recent Case Law Applying the Subcontractor Exception: Too Little Too Late?
Patrick Wielinski | August 1, 2004
Cyber and Privacy Risk and Insurance
Indemnity and Insurance Provisions in E-Business Contracts
Michael A. Rossi | July 1, 2004
Additional Insured Issues
How Will Courts Construe ISO's New Additional Insured Endorsements?
Joseph Postel | July 1, 2004
Design and Professional Liability
Making the Most of Standard Indemnity Clauses
Kenneth Slavens | June 19, 2004
Cyber and Privacy Risk and Insurance
Protecting Data Assets: Not Just a Cyberspace Issue
Gary Clayton | June 1, 2004
