Expert Commentary
Latest Articles
Maritime Law
ADA Applies to Foreign-Flag Cruise Ships—In Theory
Michael Orlando | August 20, 2005
In June 2005, the U.S. Supreme Court handed down a decision that is an important, although not total, victory for disabled persons requiring improved access on cruise liners relating to the American with Disabilities Act (ADA). Michael Orlando explains.
Environmental
Silica Claim Barred by Total Pollution Exclusion in CGL Policy
Kent Holland | August 1, 2005
Kent Holland summarizes a California court decision rejecting the argument that by adding an endorsement explicitly excluding asbestos, the insurer had to do the same for silica.
Captives
Regulation of Captives: Who? Why? What Next?
Michael R. Mead | August 1, 2005
Michael Mead explains how regulation of captives is inherently different from the regulation of a traditional insurer as respects audience, taxation, and oversight. He also provides food for thought for the future.
Claims Practices
Rescission in California
Barry Zalma | August 1, 2005
Misrepresentations or concealment of material facts—whether intentional or not—can leave an insured without coverage, even for a legitimate claim. Barry Zalma looks at a recent case on point.
Courts and Coverage
Who Can Reject Uninsured Motorist and Personal Injury Protection Coverage?
Brent Cooper | August 1, 2005
Brent Cooper and Dana Harbin look at the disparity among the state courts regarding who has the right to reject UM/PIP coverage, in what form, and under what circumstances.
Personal Risk Management
Identity Theft: A Personal Risk Management Approach—Part 2
Robin Olson | August 1, 2005
What are the steps a person can take to reduce the chance of identity theft? If a theft occurs, what steps should be taken to mitigate the size and scope of the loss? Rob Olson provides some answers.
Personal Risk Management
Identity Theft: A Personal Risk Management Approach—Part 1
Robin Olson | July 9, 2005
Identity theft is the fastest growing crime in the United States today, and everyone is a potential victim. In this first of three articles, Robin Olson focuses on the risk itself.
Catastrophe Risk Management
The Impact on Lifelines on the Estimation of Natural Hazard Loss
Nathan Gould | July 1, 2005
Dr. Nathan Gould explains how loss of service of key lifelines can lead to increased downtime following a major natural disaster and significantly elevated business interruption costs.
Workplace Violence Prevention
Workplace Violence in the 21st Century: Emerging Trends
James Madero | July 1, 2005
It is clear that workplace and school violence incidents and prevention efforts have changed since the early 1990s. Dr. James Madero looks at the changes.
Continuous Performance Improvement
Deming's Point #6 as Applied to the Insurance Industry
John Pryor | July 1, 2005
Dr. W. Edwards Deming's sixth principle is 'Institute training. Training must be totally reconstructed.' In his description of this point, Dr. W. Edwards Deming draws a strong distinction between training and education.
Environmental
Silica Claim Barred by Total Pollution Exclusion in CGL Policy
Kent Holland | August 1, 2005
Courts and Coverage
Who Can Reject Uninsured Motorist and Personal Injury Protection Coverage?
Brent Cooper | August 1, 2005
Personal Risk Management
Identity Theft: A Personal Risk Management Approach—Part 2
Robin Olson | August 1, 2005
Personal Risk Management
Identity Theft: A Personal Risk Management Approach—Part 1
Robin Olson | July 9, 2005
Catastrophe Risk Management
The Impact on Lifelines on the Estimation of Natural Hazard Loss
Nathan Gould | July 1, 2005
Workplace Violence Prevention
Workplace Violence in the 21st Century: Emerging Trends
James Madero | July 1, 2005
Continuous Performance Improvement
Deming's Point #6 as Applied to the Insurance Industry
John Pryor | July 1, 2005
