Expert Commentary
Latest Articles
Employment Practices
Supreme Court Allows Age Discrimination Claims Based on Disparate Impact
Paul Siegel | April 1, 2005
Based on a March 30, 2005, ruling, employers must review their policies to assess the impact on older workers and address any unintended consequences, even if not deliberate. Paul Siegel explains.
Claims Practices
Insurance and the Law of Unintended Consequences
Barry Zalma | April 1, 2005
Barry Zalma looks at how efforts by and for the insurance industry have resulted in far greater problems: rising costs, soaring litigation, increasing fraud, and a reputation seemingly beyond repair.
Environmental
Silica—The Next Environmental Issue
Jeff Slivka | April 1, 2005
Silica exposure can be deadly. Jeff Slivka discusses the mineral, how it kills, the workplace hazard, and the insurance and risk management implications.
Maritime Law
Supreme Court Rules a Dredge Is a Jones Act Vessel
Michael Orlando | March 18, 2005
Michael Orlando discusses a 2005 case— Stewart v. Dutra Construction —that hopes to resolve the conflict over how to determine whether a watercraft is a "vessel" for the purposes of the LHWCA.
Current Trends and Issues
Household, Family, and Other Problems in Homeowners Policy Language
Tim Ryles | March 1, 2005
Determining what constitutes a household and family is a moving target for insurers and insureds. Tim Ryles looks at the meaning of this language in homeowners policies and court interpretations.
Intellectual Property
Avoiding Willful Infringement in Intellectual Property Litigation—Part 3
Sanford Warren | March 1, 2005
Considering the damages and attorney fees involved in litigation, good risk management dictates avoiding willful infringement. Sanford Warren and Jack Richards discuss the risk management implications of Knorr-Bremse v. Dana Corp .
Cyber and Privacy Risk and Insurance
Privacy: Outsourcing and the Need for a Vendor Compliance Strategy
Gary Clayton | March 1, 2005
Gary Clayton explains that with proper risk management, outsourcing arrangements can work as long as the privacy/security of the underlying personally identifiable information is protected.
Equipment Theft Prevention
Combating Rental Equipment Theft
David Shillingford | February 1, 2005
David Shillingford looks at why rental equipment is at greater risk of theft, the historical low recovery rates, and recent advances the rental industry is using to turn this trend around.
Ethics
Why Link Risk Management and Ethics?
George Head | February 1, 2005
Risk management guru Dr. George Head joins IRMI's group of expert commentators on the topic of risk management ethics and explains the importance of both.
Personal Risk Management
Plugging Liability Insurance Gaps with the Personal Umbrella Policy
Jack Hungelmann | February 1, 2005
While most people buy an umbrella policy for its excess coverage, including defense costs, it has far greater value as a risk management tool. Jack Hungelmann explains.
Employment Practices
Supreme Court Allows Age Discrimination Claims Based on Disparate Impact
Paul Siegel | April 1, 2005
Current Trends and Issues
Household, Family, and Other Problems in Homeowners Policy Language
Tim Ryles | March 1, 2005
Intellectual Property
Avoiding Willful Infringement in Intellectual Property Litigation—Part 3
Sanford Warren | March 1, 2005
Cyber and Privacy Risk and Insurance
Privacy: Outsourcing and the Need for a Vendor Compliance Strategy
Gary Clayton | March 1, 2005
Personal Risk Management
Plugging Liability Insurance Gaps with the Personal Umbrella Policy
Jack Hungelmann | February 1, 2005
