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Enterprise Risk Management

The Alchemy of Enterprise Risk Management

Jerry Miccolis | December 1, 2003

In his last ERM column for IRMI, Jerry Miccolis explains how the science and practice of ERM is rooted in the Modern Portfolio Theory and the "portfolio effect." Interesting examples are provided.

Cyber and Privacy Risk and Insurance

Cyber Liability Insurance Issues for Large Companies

Michael A. Rossi | November 1, 2003

Mike Rossi takes a look at how large firms are covering their e-business and cyber activity risks and what to look for in the broad-based/multiline policies now available in the market.

Cyber and Privacy Risk and Insurance

Tech E&O Insurance—A Primer for Risk Managers

Michael A. Rossi | November 1, 2003

Mike Rossi answers some questions that are commonly asked by many risk managers about tech errors and omissions insurance: What is it? Why do I need it? How does it work?

Reinsurance

Understanding the Business-Covered Clause in a Reinsurance Contract

Larry Schiffer | November 1, 2003

Larry Schiffer explains the two generic types of reinsurance coverage—losses-occurring-during and risks or policies-attaching contracts—their importance, complicating factors, and hybrids.

Healthcare Professional Liability Insurance

The Government Weighs in: What's Causing Increased Medical Malpractice Premium Rates

Charles Kolodkin | October 18, 2003

The General Accounting Office recently completed an extensive study of the medical malpractice insurance industry and the factors that have caused premium rates to increase.

Corporate Aviation

Private Aviation: Being an Additional Insured

Adam Webster | October 11, 2003

Private air charters pose many risk management and insurance challenges for clients. In this new corporate aviation column, Adam Webster discusses what to watch out for.

Catastrophe Risk Management

Performance Based Seismic Design

Nathan Gould | October 1, 2003

Dr. Nathan Gould explains Performance Based Seismic Design—what it is, how it works, and why it is the seismic design methodology of the future.

Internal Controls

Embedding Risk Management: Easier, Faster, Better

Matthew Leitch | October 1, 2003

Risk management workshops, while touted as good practice, often fail to motivate employees to truly reduce risk. Matthew Leitch explains how the process of embedding can make a real impact.

Captives

Another Kind of Captive Growth: Risk Retention Groups Increase

Michael R. Mead | October 1, 2003

Abandoned in the soft market, risk retention groups (RRGs) are on the rise, offering form, rate, claims, taxation, and admitted paper benefits. Michael Mead discusses the opportunities and challenges.

Intellectual Property

Can I Sue a Foreign Company Whose Only US Presence Is a Well-Insulated Subsidiary?

Sanford Warren | October 1, 2003

What do you do if your patent is infringed by a foreign corporation without a US office? Sanford Warren Jr. discusses the far-from-obvious solutions available to the patentee.