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Liability Insurance

Known Injury or Damage

Craig Stanovich | October 1, 2003

Craig Stanovich looks at the history behind the provision that coverage ceases for all subsequent CGL policies once certain insureds learn of any continuing injury or damage.

Political Risk

The Role of ADB and Multilateral Development Banks in Addressing Political Risk in Asia

Daniel Wagner | October 1, 2003

Today, it is difficult to tell the difference between "perceived" and "real" political risk, and investors are wary. Daniel Wagner explains how development banks can support access to trade finance.

Personal Risk Management

Family Disaster Planning—10 Key Ingredients

Robin Olson | September 20, 2003

Disaster can strike when you're at home, work, school, or in the car. Develop a family disaster plan, communicate it, and stay vigilant.

Mediation

Apology in Mediation: Sorry To Say, It's Much Overrated

Jeff Kichaven | September 1, 2003

Jeff Kichaven explains how far a simple apology—without admission of liability or fault—can go to ease tension and promote goodwill in a mediation or negotiation setting.

Workplace Violence Prevention

A Workplace Violence Prevention Program—An Investment with a Great Yield

James Madero | September 1, 2003

This summer, a number of preventable homicides occurred in American workplaces Dr James Madero offers compelling reasons for workplace violence prevention programs.

Market Practices

Certificates of Insurance

Peter Polstein | September 1, 2003

Peter Polstein explains why insurance certificates are one of the more dangerous documents that float between insureds, insurers, and a myriad of third parties.

Quantitative Methods

Measuring Operational Risk Using Fuzzy Logic Modeling

Samir Shah | September 1, 2003

Samir Shah explains how the fuzzy logic approach provides more information to help effectively manage operational risks than the current qualitative approaches for ranking risks.

Claims Practices

Why Insurance Fraud Succeeds

Barry Zalma | September 1, 2003

The trend to reduce legal costs through litigation management can result in inferior service and greater indemnity payments. Barry Zalma explains.

Enterprise Risk Management

Practical ERM Applications: Risk Integration

Jerry Miccolis | September 1, 2003

In his enterprise risk management column, Jerry Miccolis explains how to model the integration of risks from various sources, using the insurance industry as an example.

Writing Tips for Insurance Professionals

Ten Very Good Reasons Why Adjusters Should Take a Claims Writing Course

Gary Blake | August 9, 2003

Many claims executives bemoan that their new hires can't write, but when it comes to scheduling writing training, other priorities prevail. Gary Blake enumerates why it this training should be a priority.