Expert Commentary
Latest Articles
Intellectual Property
Avoiding Willful Infringement in Intellectual Property Litigation—Part 1
Sanford Warren | February 1, 2004
Learn how to navigate the complexities of intellectual property litigation and avoid willful infringement with this comprehensive 3-part guide from Sanford Warren and Jack Richards.
Writing Tips for Insurance Professionals
A Few Tips on Writing to Opposing Attorneys
Gary Blake | January 1, 2004
Writing to opposing counsel is never easy. Gary Blake offers examples of poorly written correspondence and tips on how to avoid being stodgy, arrogant, and overbearing.
Reinsurance
Up-Front about Reinsurance
Larry Schiffer | January 1, 2004
The fronting relationship can cause confusion. In this article, Larry Schiffer explains the basics of fronting and why it may be necessary for licensing, rating, pooling, or regulatory reasons.
Surety
ERISA Preemption and Claims for Employee Benefits
Marilyn Klinger | January 1, 2004
While prevailing California case law still holds that ERISA preempts an employee benefit trust fund action against a payment bond surety, this trend is waning. Marilyn Klinger explains.
Claims Practices
Adjusting Liability Claims
Barry Zalma | January 1, 2004
Barry Zalma details the claims adjuster's job: an investigator, an insurance contract expert, and a person of empathy who fulfills the policy promises to defend and indemnify the insured.
Corporate Aviation
Private Aviation: Developing a Corporate Policy
Adam Webster | December 13, 2003
Most firms don't have an internal policy, oversight, or any method of tracking the use of private aircraft by staff members. Adam Webster identifies key features of such policies.
Cyber and Privacy Risk and Insurance
Creating a Privacy Policy Compliant with the New Online Privacy Protection Act
Gary Clayton | December 1, 2003
Gary Clayton discusses a new California law sure to result in lawsuits against commercial website operators who don't post an adequate privacy policy and what should be done to comply.
Enterprise Risk Management
The Alchemy of Enterprise Risk Management
Jerry Miccolis | December 1, 2003
In his last ERM column for IRMI, Jerry Miccolis explains how the science and practice of ERM is rooted in the Modern Portfolio Theory and the "portfolio effect." Interesting examples are provided.
Market Practices
Excess Follow Form versus Umbrella
Peter Polstein | December 1, 2003
Peter Polstein takes a look at excess insurance by addressing coverage terms and conditions, and negotiations.
Property Insurance
Florida Revisits Its Condominium Insurance Statute Once Again
Douglas Berry | December 1, 2003
Doug Berry explains how a new statute affects hazard insurance policies issued to condominium associations with an effective date of January 1, 2004, and beyond.
Intellectual Property
Avoiding Willful Infringement in Intellectual Property Litigation—Part 1
Sanford Warren | February 1, 2004
Writing Tips for Insurance Professionals
A Few Tips on Writing to Opposing Attorneys
Gary Blake | January 1, 2004
Cyber and Privacy Risk and Insurance
Creating a Privacy Policy Compliant with the New Online Privacy Protection Act
Gary Clayton | December 1, 2003
Enterprise Risk Management
The Alchemy of Enterprise Risk Management
Jerry Miccolis | December 1, 2003
Property Insurance
Florida Revisits Its Condominium Insurance Statute Once Again
Douglas Berry | December 1, 2003