Expert Commentary

Latest Articles

Employment Practices

The Sarbanes-Oxley Act of 2002: Expanded Whistleblower Protection

Paul Siegel | November 1, 2002

Paul Siegel discusses the employment-related provisions, procedures, and implications of the recently enacted "whistleblower" act, which became law July 30.

Professional, D and O, and Fiduciary Liability

Non-Practicing Extensions in Professional Liability Insurance Policies

Robert Bregman | November 1, 2002

Liability claims can be made against insureds even after they cease to practice their professions. Robert Bregman discusses the importance of non-practicing extensions in professional liability insurance policies.

Workers Compensation Issues

Changing Information Technology—Part 1

Martin McGavin | November 1, 2002

In the first of two articles, Martin McGavin examines new risk management information technology and illustrates its advantages.

Captives

Actuarial Projections and the Captive

Michael R. Mead | November 1, 2002

Actuaries are crucial to the formation and success of captives. Michael Mead discusses the role of the actuary in understanding claims, establishing premiums, and projecting profits.

Design and Professional Liability

Design Disclaimers and Implied Warranties

Kenneth Slavens | November 1, 2002

Citing a recent case, Ken Slavens discusses the importance of precise language used in disclaimers that are part of design packages.

Environmental

Environmental Risk in Retail: Exposures and Solutions

Alan Bressler | October 1, 2002

Alan Bressler examines the environmental risks in retail operations and presents the relevant risk transfer products designed to mitigate these exposures.

Workers Compensation Issues

Can Workers Agree To Waive Workers Compensation Rights in Arbitration and Waiver Agreements?

Jim Pocius | October 1, 2002

Jim Pocius provides his response to the question: Would the Federal Arbitration Act supersede any workers compensation state law and allow these cases to be arbitrated?

Market Practices

What Constitutes a Full Underwriting Submission

Peter Polstein | October 1, 2002

Peter Polstein describes the elements that are included in a full underwriting submission, using a recent casualty renewal as an example

Construction Safety

The Cost of Safety

Ron Prichard | October 1, 2002

Setting an organization up to track safety costs can be a complicated and time-consuming process. Ron Prichard examines some ways to approach the task.