Expert Commentary
Latest Articles
Liability Insurance
Known Injury or Damage
Craig Stanovich | October 1, 2003
Craig Stanovich looks at the history behind the provision that coverage ceases for all subsequent CGL policies once certain insureds learn of any continuing injury or damage.
Personal Risk Management
Family Disaster Planning—10 Key Ingredients
Robin Olson | September 20, 2003
Disaster can strike when you're at home, work, school, or in the car. Develop a family disaster plan, communicate it, and stay vigilant.
Mediation
Apology in Mediation: Sorry To Say, It's Much Overrated
Jeff Kichaven | September 1, 2003
Jeff Kichaven explains how far a simple apology—without admission of liability or fault—can go to ease tension and promote goodwill in a mediation or negotiation setting.
Workplace Violence Prevention
A Workplace Violence Prevention Program—An Investment with a Great Yield
James Madero | September 1, 2003
This summer, a number of preventable homicides occurred in American workplaces Dr James Madero offers compelling reasons for workplace violence prevention programs.
Enterprise Risk Management
Practical ERM Applications: Risk Integration
Jerry Miccolis | September 1, 2003
In his enterprise risk management column, Jerry Miccolis explains how to model the integration of risks from various sources, using the insurance industry as an example.
Market Practices
Certificates of Insurance
Peter Polstein | September 1, 2003
Peter Polstein explains why insurance certificates are one of the more dangerous documents that float between insureds, insurers, and a myriad of third parties.
Quantitative Methods
Measuring Operational Risk Using Fuzzy Logic Modeling
Samir Shah | September 1, 2003
Samir Shah explains how the fuzzy logic approach provides more information to help effectively manage operational risks than the current qualitative approaches for ranking risks.
Claims Practices
Why Insurance Fraud Succeeds
Barry Zalma | September 1, 2003
The trend to reduce legal costs through litigation management can result in inferior service and greater indemnity payments. Barry Zalma explains.
Writing Tips for Insurance Professionals
Ten Very Good Reasons Why Adjusters Should Take a Claims Writing Course
Gary Blake | August 9, 2003
Many claims executives bemoan that their new hires can't write, but when it comes to scheduling writing training, other priorities prevail. Gary Blake enumerates why it this training should be a priority.
Surety
Are Letters of Credit Securing a Surety's Potential Exposure Not as Safe as Once Believed?
Marilyn Klinger | August 1, 2003
Sureties generally prefer letters of credit (LOCs) as collateral in case their principals or indemnitors file bankruptcy. Marilyn Klinger examines court cases that ruled otherwise.
Personal Risk Management
Family Disaster Planning—10 Key Ingredients
Robin Olson | September 20, 2003
Workplace Violence Prevention
A Workplace Violence Prevention Program—An Investment with a Great Yield
James Madero | September 1, 2003
Enterprise Risk Management
Practical ERM Applications: Risk Integration
Jerry Miccolis | September 1, 2003
Quantitative Methods
Measuring Operational Risk Using Fuzzy Logic Modeling
Samir Shah | September 1, 2003
Writing Tips for Insurance Professionals
Ten Very Good Reasons Why Adjusters Should Take a Claims Writing Course
Gary Blake | August 9, 2003
Surety
Are Letters of Credit Securing a Surety's Potential Exposure Not as Safe as Once Believed?
Marilyn Klinger | August 1, 2003
