Expert Commentary
Latest Articles
Workers Compensation Issues
Workers Compensation and Medicare Conflict over Settlements Update
Jim Pocius | August 1, 2003
There are few new wrinkles with regard to new guidances. Medicare will now allow an offset of costs and fees expended to acquire Medicare approval. Jim Pocius explains.
Construction Safety
Eyewitnesses and Other Sources of Accident Data
Ron Prichard | August 1, 2003
The key to an incident investigation is data. Dr. Ron Prichard discusses the three principle sources needed to conduct a thorough construction accident investigation.
Surety
Are Letters of Credit Securing a Surety's Potential Exposure Not as Safe as Once Believed?
Marilyn Klinger | August 1, 2003
Sureties generally prefer letters of credit (LOCs) as collateral in case their principals or indemnitors file bankruptcy. Marilyn Klinger examines court cases that ruled otherwise.
Catastrophe Risk Management
Understanding the Language of Seismic Risk Analysis
Nathan Gould | July 1, 2003
Even for those in the industry, the terminology used in the evolving field of seismic risk analysis can be confusing. Nathan Gould provides some definitions and clarifications.
Internal Controls
Auditors and Risk Management
Matthew Leitch | July 1, 2003
Many do not understand the role of auditors. Matthew Leitch resolves the confusion by explaining how they work, where their weaknesses are, and what they contribute.
Additional Insured Issues
How Does an Extrinsic Contract Impact Additional Insured Coverage?
Joseph Postel | July 1, 2003
Joe Postel discusses the soundness of recent court decisions from around the nation involving additional insured disputes and contracts between customers and CGL policyholders.
Reinsurance
To Commute or Not To Commute, That Is the Question
Larry Schiffer | July 1, 2003
The reinsurer's obligation to cede and pay claims continues many years after the termination of the contract, unless it is commuted. Larry Schiffer explains.
Workplace Violence Prevention
Don't Put Your Employees at Risk—How To Avoid Homicide in the Workplace
James Madero | July 1, 2003
Each year over 600 workers are murdered while at work. Dr. James Madero examines the situation and offers solutions.
Design and Professional Liability
Insurer Uses Contractual Liability Exclusion to Deny Coverage
Kent Holland | June 28, 2003
In American Family Mutual Insurance v. Pleasant Company , the court's reasoning completely misconstrues the purpose of the contractual liability exclusion, Kent Holland explains.
Writing Tips for Insurance Professionals
Log Notes, Emails, and Bad Faith Lawsuits
Gary Blake | June 14, 2003
Gary Blake explains how poor writing skills can often be a determining factor in deciding whether an insurer has shown vexatious, unreasonable, or outrageous conduct in its claims handling.
Workers Compensation Issues
Workers Compensation and Medicare Conflict over Settlements Update
Jim Pocius | August 1, 2003
Surety
Are Letters of Credit Securing a Surety's Potential Exposure Not as Safe as Once Believed?
Marilyn Klinger | August 1, 2003
Catastrophe Risk Management
Understanding the Language of Seismic Risk Analysis
Nathan Gould | July 1, 2003
Additional Insured Issues
How Does an Extrinsic Contract Impact Additional Insured Coverage?
Joseph Postel | July 1, 2003
Workplace Violence Prevention
Don't Put Your Employees at Risk—How To Avoid Homicide in the Workplace
James Madero | July 1, 2003
Design and Professional Liability
Insurer Uses Contractual Liability Exclusion to Deny Coverage
Kent Holland | June 28, 2003
Writing Tips for Insurance Professionals
Log Notes, Emails, and Bad Faith Lawsuits
Gary Blake | June 14, 2003
