Expert Commentary

Latest Articles

Cyber and Privacy Risk and Insurance

The Growing Privacy Risk and the Insurance Industry

Gary Clayton | February 1, 2003

Privacy is quickly becoming a growing concern to risk managers and the insurance industry. Gary Clayton asks, "Are you prepared?"

Employment Practices

The Dangers of "Post-Injury" Drug and Alcohol Testing

Paul Siegel | February 1, 2003

Paul Siegel explains why, due to recent case law, employers should be wary of conducting automatic testing based on an employee work-related injury.

Catastrophe Risk Management

Earthquake Performance of Nonstructural Components

Nathan Gould | January 11, 2003

Nathan Gould discusses the critical impact of nonstructural components' performance during earthquakes, emphasizing the importance of stringent design requirements in building codes.

Maritime Law

Maritime Pollution: Mixing OPA and CERCLA Makes for Foul Waters

Michael Orlando | January 11, 2003

The interaction between the Oil Protection Act and the Comprehensive Environmental Response, Compensation, and Liability Act over an Oil Spill Liability Trust Fund recovery can be muddy. Michael Orlando explains.

Surety

Minimum Insurance Requirements

Rolf Neuschaefer | January 1, 2003

The principal's financial stability is vitally important to the surety underwriter. Rolf Neuschaefer explains what to look for when risk of loss is transferred to others by contract.

Drafting and Interpreting Policies

The Enigma of Causation in Insurance Contract Interpretation

Kenneth Wollner | January 1, 2003

What does a wily rabbit, a bizarre marine fire, and tectonic plate slippage have to do with interpretation of the causation requirement in insurance policies? Ken Wollner explains.

Environmental

Managing Environmental Liabilities through Contracts

Jeff Slivka | January 1, 2003

There are real and perceived environmental hazards or contamination routinely found at construction sites. In this article, Jeff Slivka explores less common provisions for managing environmental risk through contracts.

Environmental

Environmental Insurance Changes the Game for Commercial Lenders

Alan Bressler | December 1, 2002

Environmental insurance not only protects the lender's interests but helps facilitate the commercial loan process. Alan Bressler and Dan Peltz explain.

Market Practices

Insurance Coverage Specifications in the Hard Market

Peter Polstein | December 1, 2002

It's important to cover all the potential areas of loss your firm faces, even if insurance is not available or affordable. Peter Polstein reviews coverage extensions you should consider.