Expert Commentary

Workers Compensation Issues

The Ergonomics Regulation Roller Coaster

Christine Fuge | June 1, 2002

Explore the evolution of OSHA's ergonomic regulations and understand the impact on workplace safety and legislation with this in-depth analysis.

Design and Professional Liability

Contract Documents of the Design-Build Institute of America

Kent Holland | May 1, 2002

Kent Holland examines a few of the more significant clauses of the DBIA standard forms affecting risk allocation and potential insurance coverage.

ISO Files Auto Terrorism Exclusion for Commercial Auto Program

Maureen C McLendon | May 1, 2002

This article examines the new ISO war, military action, and terrorism exclusions applicable to the business auto, business auto physical damage, motor carrier, truckers, and garage coverage forms and which states have approved them.

Enterprise Risk Management

The Language of Enterprise Risk Management: a Practical Glossary and Discussion of Relevant Terms, Concepts, Models, and Measures

Jerry Miccolis | May 1, 2002

Language of enterprise risk management: a practical glossary and discussion of relevant terms, concepts, models and measures.

Construction Safety

Debunking the 13 Myths of Construction Safety

Ron Prichard | May 1, 2002

Following the current "wisdom" can create mischief in action. Dr. Ron Prichard takes a look at many items of safety folklore that are masquerading as fact.

Cyber and Privacy Risk and Insurance

The End of Computer Virus Coverage as We Know It?

Michael A Rossi | May 1, 2002

Mike Rossi updates readers on problematic e-business insurance issues he's seeing during 2002 property insurance renewals and in conversations with insurers at RIMS.

Equipment Theft Prevention

Heavy Equipment Theft and Solutions—Part 1

David Shillingford | May 1, 2002

In this first of four articles, David Shillingford addresses the size and nature of the equipment theft problem and how to align prevention with business goals and the function of management.

Employment Practices

Supreme Court Holds ADA Doesn't Require Employer To Violate Its Seniority Policy

Paul Siegel | May 1, 2002

Paul Siegel explains the recent U.S. Supreme Court ruling that the Americans With Disabilities Act does not require an employer to violate a seniority-based system to transfer a disabled employee to another position as a reasonable accommodation.

Captives

Captive Structures

Michael R. Mead | April 1, 2002

There are many different structures for a captive insurance company. Michael Mead discusses the most common structures and their potential uses.

Surety

Roles and Responsibilities: A Delicate Balance

Rolf Neuschaefer | April 1, 2002

Rolf Neuschaefer explores the roles and responsibilities of the principal or client, the surety, and the agent/broker in procuring corporate surety bonds.