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Construction Defect Coverage

Recent Case Law Applying the Subcontractor Exception: Too Little Too Late?

Patrick Wielinski | August 1, 2004

Pat Wielinski discusses two court rulings that could result in a catastrophic reduction in CGL coverage for many contractors, creating a coverage gap that will be extremely difficult to fill.

Claims Practices

Mold and Fungi Insurance Claims

Barry Zalma | August 1, 2004

"Mold is gold," according to some in the claims industry. Barry Zalma looks at the growth of these claims, the science behind them, the case law, testing, and remediation.

Environmental

Environmental Liability Buyouts: A Developing Option

Jeff Slivka | August 1, 2004

This recent option for environmentally contaminated sites can provide a needed solution for managing known environmental liability for both buyers and sellers. Jeff Slivka explains.

Security, Catastrophe Risk Management

Managing Terrorism Risk

Nathan Gould | July 24, 2004

In this article, Dr. Nathan Gould explains a three-tiered terrorism risk management plan, including initial and detailed assessments and a variety of risk management techniques.

Personal Lines Claims

Residential Water Claims

George Epps | July 1, 2004

George Epps takes a look at residential water claims—what causes them, how repairs are handled, and why restoration contractors are often necessary.

Cyber and Privacy Risk and Insurance

Indemnity and Insurance Provisions in E-Business Contracts

Michael A. Rossi | July 1, 2004

Mike Rossi explains the impact of e-business activities on legal liability and first-party risks and identifies some of the ways these risks can be managed through indemnity and insurance provisions.

Additional Insured Issues

How Will Courts Construe ISO's New Additional Insured Endorsements?

Joseph Postel | July 1, 2004

While the new Insurance Services Office additional insured forms have been filed, how courts will rule on the coverage changes is anyone's guess. Joe Postel provides an educated prediction.

Claims Practices

Stacking Insurance Limits

Barry Zalma | July 1, 2004

Barry Zalma explains why it is essential to examine the law of the jurisdiction relating to stacking of policy limits and self-insured retentions before making a decision on how to handle a claim.

Reinsurance

Insurer Insolvency and Reinsurance

Larry Schiffer | July 1, 2004

What happens to the reinsurance covering insurance policies when the insurer goes insolvent? Larry Schiffer discusses the issues, including recent case law.

Design and Professional Liability

Making the Most of Standard Indemnity Clauses

Kenneth Slavens | June 19, 2004

Ken Slavens relates the case of Nusbaum v. The City of Kansas City and the Missouri Supreme Court's application of indemnification clauses found in AIA documents.