Expert Commentary
Latest Articles
Mediation
When Mediators Cross the Line
Jeff Kichaven | October 1, 2004
Mediators can sometimes cross the line when they commandeer the lawyer's role as well as the mediator's role. Jeff Kichaven discusses the avoidable mistakes of the mediator and advocate.
Internal Controls
Internal Control and Leaking Profits
Matthew Leitch | October 1, 2004
Lost money is lost profit. Using the telecommunications industry as an example, Matthew Leitch explains how to find the leaks and plug draining revenues.
Captives
Taking a Closer Look at Captive Costs
Michael R. Mead | October 1, 2004
Mike Mead breaks down the costs for a captive program—including taxes, boards, and bureaus; fronting fees; claims administration fees; and costs of loss control and ways to reduce them.
Market Practices
Medical Malpractice: Things To Consider
Peter Polstein | October 1, 2004
Peter Polstein looks at medical malpractice coverage and proper underwriting practices.
Wrap-Up Programs
Wrap-Ups and the Balance Sheet Effect
Richard Resnick | October 1, 2004
In his risk management wrap-up column, Richard Resnick takes a look at the asset side of the balance sheet with the goal of achieving ultimate cash savings with a wrap-up.
Additional Insured Issues
The Courts and Equitable Subrogation versus Equitable Contribution (Part 3)
Joseph Postel | October 1, 2004
In the first of a three-part series, Joseph Postel examines court rulings on additional insured status and how courts have treated - and often confused equitable contribution and equitable subrogation.
Liability Insurance
The New ISO Commercial General Liability Policy: A Summary of December 2004 Policy Changes
Craig Stanovich | October 1, 2004
Craig Stanovich reviews the changes to the current October 2001 edition CGL policy and discusses two completely new ISO forms dealing with electronic data and product withdrawal.
Workplace Violence Prevention
Deadly Terminations … and How To Avoid Them
James Madero | October 1, 2004
Dr. James Madero examines the team approach versus the hindsight approach to workplace violence prevention when terminating potentially dangerous employees.
Risk and Insurance History
American Insurance at the Dawn of the Twentieth Century
John Bogardus | September 1, 2004
Jack Bogardus and Robert Moore examine the evolution of the US insurance agency system, highlighting the role of technology, business practices, and regulation in shaping the professionalism of insurance agents and brokers from the late 19th century to the early 20th century.
Continuous Performance Improvement
Deming's Point #4 as Applied to the Insurance Industry
John Pryor | September 1, 2004
"End the practice of awarding business on the basis of price tag alone." John Pryor discusses this W. Edwards Deming principle along with real-world examples.
Additional Insured Issues
The Courts and Equitable Subrogation versus Equitable Contribution (Part 3)
Joseph Postel | October 1, 2004
Liability Insurance
The New ISO Commercial General Liability Policy: A Summary of December 2004 Policy Changes
Craig Stanovich | October 1, 2004
Workplace Violence Prevention
Deadly Terminations … and How To Avoid Them
James Madero | October 1, 2004
Risk and Insurance History
American Insurance at the Dawn of the Twentieth Century
John Bogardus | September 1, 2004
Continuous Performance Improvement
Deming's Point #4 as Applied to the Insurance Industry
John Pryor | September 1, 2004
