Commercial Liability Articles

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Liability Insurance

Other Insurance and the CGL Policy

2009-04-01 | Craig F Stanovich

Craig Stanovich provides a basic understanding of the 'other insurance' clause of the commercial general liability policy.

Liability Insurance

CGL Insurance and the Question of Intent

2009-02-01 | R Steven Rawls

Steven Rawls examines court decisions on whether the CGL covers intentional acts by the insured where injuries or damages are substantially certain to occur.

Liability Insurance

Trigger Theories and the CGL

2008-12-01 | Craig F Stanovich

Craig Stanovich explains that trigger theories can only affect when the bodily injury or property damage is determined to have occurred.

Liability Insurance

Coverage Trigger: Getting It Right for the Right Reason

2008-10-01 | R Steven Rawls

Steve Rawls shows why an injury-in-fact or actual injury trigger is the only trigger theory he believes is supported by the CGL policy.

Liability Insurance

Care, Custody, or Control Exclusion in the CGL

2008-10-01 | Craig F Stanovich

Craig Stanovich describes how small changes in circumstances can result in totally different outcomes as to whether property is in the care, custody, or control of the insured.

Liability Insurance

The Future Is Now: When Eventual Indemnity Obligations become Present Defense Obligations

2008-08-01 | R Steven Rawls

Steve Rawls relates a case erasing the distinction between an insurer's duty to indemnify and its duty to defend.

Liability Insurance

CGL Insurance 2007 Edition—A Summary of Changes

2008-06-01 | Craig F Stanovich

While tempting, it's not wise to dismiss the December 2007 ISO changes. Craig Stanovich provides a synopsis.

Design and Professional Liability

Contractors Professional Liability Market Update

2008-06-01 | Jeff Slivka

Jeff Slivka expects to continue to see an expanded need for contractors professional liability. Markets, requirements, rates, and trends are provided.

Liability Insurance