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Commercial Liability Articles


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Liability Insurance

Additional Insured Endorsements—A Potential Minefield—Part 3

2006-03-01 | Craig F Stanovich

In this final segment, Craig Stanovich explores possible pitfalls of additional insured endorsement exclusions, coverage restrictions, and conditions.

Liability Insurance

Additional Insured Endorsements—A Potential Minefield—Part 2

2006-02-01 | Craig F Stanovich

Craig Stanovich looks at the comparative liability of the named insured and additional insured.

Liability Insurance

Allocation of Damages for Ongoing Losses over Multiple Policies: Who Pays and How Much?

2006-01-01 | R Steven Rawls

Looking at caselaw, Steve Rawls shows there is no uniform application of either trigger theories or allocation concepts.

Liability Insurance

Additional Insured Endorsements—A Potential Minefield—Part 1

2006-01-01 | Craig F Stanovich

In this first of three articles, Craig Stanovich looks at the connection between the named insured and additional insured necessary for CGL coverage.

Design and Professional Liability

Are You Really Protected from Consequential Damages Exposure?

2005-11-01 | Michael C Loulakis

In discussing Action Ind. v. USF&G, Michael Loulakis points out the importance of a full waiver of consequential damages for anything arising out of or related to the design-build contract.

Design and Professional Liability

Higher Policy Limits for Specific Projects

2005-10-22 | David H Collings

David Collings explains that architects and engineers do not need to avoid projects that require higher insurance limits. Other options are available, such as adjusting professional liability limits.

Liability Insurance

Auto Versus Mobile Equipment in the 2004 CGL—An Update

2005-10-01 | Craig F Stanovich

Insurance professionals must make determinations whether "mobile equipment" is subject to motor vehicle registration and financial responsibility laws or compulsory insurance laws. Craig Stanovich provides advice.

Design and Professional Liability

The Exception Is Swallowing the Rule: Negligent Misrepresentation and the Economic Loss Doctrine

2005-07-01 | Kenneth A Slavens

Ken Slavens relates a recent Pennsylvania case allowing recovery where the defendant is in the business of supplying information for the guidance of others and makes a negligent misrepresentation.

Design and Professional Liability

The "Bargained-for" Result: Torts, Contracts, and Statutes of Limitation

2005-06-01 | Kenneth A Slavens

Limitations for contract and tort actions may differ. The applicable statute oflimitation is properly related to the remedy, rather than to the theoryof liability. Ken Slavens explains.

Design and Professional Liability

Dealing with Ambiguities in Design-Build Contracts

2005-01-15 | Michael C Loulakis

Mike Loulakis discusses recent case law supporting the view that an owner retains liability to the design-builder when it provides faulty or ambiguous information to bidders.