Commercial Liability Articles
Latest Articles
Liability Insurance
The New ISO Commercial General Liability Policy: A Summary of December 2004 Policy Changes
2004-10-01 | Craig F Stanovich
Craig Stanovich reviews the changes to the current October 2001 edition CGL policy and discusses two completely new ISO forms dealing with electronic data and product withdrawal.
Construction Defect Coverage
Recent Case Law Applying the Subcontractor Exception: Too Little Too Late?
2004-08-01 | Patrick J Wielinski
Pat Wielinski discusses two court rulings that could result in a catastrophic reduction in CGL coverage for many contractors, creating a coverage gap that will be extremely difficult to fill.
Design and Professional Liability
Making the Most of Standard Indemnity Clauses
2004-06-19 | Kenneth A Slavens
Ken Slavens relates the case of Nusbaum v. The City of Kansas City and the Missouri Supreme Court's application of indemnification clauses found in AIA documents.
Liability Insurance
Additional Insured Changes in the CGL
2004-05-01 | Craig F Stanovich
Craig Stanovich discusses the new changes to the additional insured endorsements and the introduction of a limitation to the definition of 'insured contract' characterized by ISO as coverage reductions.
Liability Insurance
The 2004 ISO CGL Policy
2004-04-01 | W Jeffrey Woodward
Discover the key changes in the 2004 ISO CGL Policy revision and understand how they impact commercial general liability insurance.
Design and Professional Liability
Standards Needed for Mold Exposure, Testing, and Remediation
2004-04-01 | Kent Holland
Richard Zarandona and Kent Holland discuss the mold litigation explosion, defective construction as the alleged cause of mold growth, the health effects, and the need for standards.
Liability Insurance
Known Injury or Damage
2003-10-01 | Craig F Stanovich
Craig Stanovich looks at the history behind the provision that coverage ceases for all subsequent CGL policies once certain insureds learn of any continuing injury or damage.
Design and Professional Liability
Insurer Uses Contractual Liability Exclusion to Deny Coverage
2003-06-28 | Kent Holland
In American Family Mutual Insurance v. Pleasant Company, the court's reasoning completely misconstrues the purpose of the contractual liability exclusion, Kent Holland explains.
Liability Insurance
When Is an Insured Not an Insured?
2003-06-01 | Craig F Stanovich
Craig Stanovich looks at the first step in accurate coverage interpretation: identifying who is an insured and when protection applies.
Construction Defect Coverage
The Myth of "Third-Party" Property Damage
2003-05-01 | Patrick J Wielinski
Pat Wielinski discusses the varying judicial application of standardized CGL definitions to claims involving defective work, and the coverage myths that have arisen as a result.
Liability Insurance
The New ISO Commercial General Liability Policy: A Summary of December 2004 Policy Changes
2004-10-01 | Craig F Stanovich
Construction Defect Coverage
Recent Case Law Applying the Subcontractor Exception: Too Little Too Late?
2004-08-01 | Patrick J Wielinski
Design and Professional Liability
Making the Most of Standard Indemnity Clauses
2004-06-19 | Kenneth A Slavens
Design and Professional Liability
Standards Needed for Mold Exposure, Testing, and Remediation
2004-04-01 | Kent Holland
Design and Professional Liability
Insurer Uses Contractual Liability Exclusion to Deny Coverage
2003-06-28 | Kent Holland
Construction Defect Coverage
The Myth of "Third-Party" Property Damage
2003-05-01 | Patrick J Wielinski
