Commercial Liability Articles
Latest Articles
Liability Insurance
No Harm, No Coverage—Personal and Advertising Injury Liability Coverage in the CGL—Part 1
2007-01-01 | Craig F Stanovich
Craig Stanovich examines Coverage B of the CGL. Part 2 will discuss applicable exclusions.
Liability Insurance
When Does Liability Coverage Exist for Mental Anguish without Bodily Injury?
2006-11-01 | R Steven Rawls
Steve Rawls explains why it is important to evaluate a claim for emotional distress damages from an excess policy perspective, taking jurisdiction into account.
Liability Insurance
Pre-Tender Defense Costs: Who Pays?
2006-07-01 | R Steven Rawls
Steve Rawls explains how assigning responsibility for pre-tender defense costs based on the notice provisions of the policy mixes apples with oranges.
Construction Defect Coverage
Complex Construction Defect Claims: Who Pays First?—Part 2
2006-07-01 | Patrick J Wielinski
Performance bond sureties may look to the contractor's CGL insurer to recoup losses. Pat Wielinski explains.
Construction Defect Coverage
Complex Construction Defect Claims: Who Pays First?—Part 1
2006-06-01 | Patrick J Wielinski
In a two-part series, Pat Wielinski discusses a recent and major concern of the construction industry—the risk of nonperformance or default.
Liability Insurance
Additional Insured Endorsements—A Potential Minefield—Part 3
2006-03-01 | Craig F Stanovich
In this final segment, Craig Stanovich explores possible pitfalls of additional insured endorsement exclusions, coverage restrictions, and conditions.
Liability Insurance
Additional Insured Endorsements—A Potential Minefield—Part 2
2006-02-01 | Craig F Stanovich
Craig Stanovich looks at the comparative liability of the named insured and additional insured.
Liability Insurance
Allocation of Damages for Ongoing Losses over Multiple Policies: Who Pays and How Much?
2006-01-01 | R Steven Rawls
Looking at caselaw, Steve Rawls shows there is no uniform application of either trigger theories or allocation concepts.
Liability Insurance
Additional Insured Endorsements—A Potential Minefield—Part 1
2006-01-01 | Craig F Stanovich
In this first of three articles, Craig Stanovich looks at the connection between the named insured and additional insured necessary for CGL coverage.
Design and Professional Liability
Are You Really Protected from Consequential Damages Exposure?
2005-11-01 | Michael C Loulakis
In discussing Action Ind. v. USF&G, Michael Loulakis points out the importance of a full waiver of consequential damages for anything arising out of or related to the design-build contract.
Liability Insurance
No Harm, No Coverage—Personal and Advertising Injury Liability Coverage in the CGL—Part 1
2007-01-01 | Craig F Stanovich
Liability Insurance
When Does Liability Coverage Exist for Mental Anguish without Bodily Injury?
2006-11-01 | R Steven Rawls
Construction Defect Coverage
Complex Construction Defect Claims: Who Pays First?—Part 2
2006-07-01 | Patrick J Wielinski
Construction Defect Coverage
Complex Construction Defect Claims: Who Pays First?—Part 1
2006-06-01 | Patrick J Wielinski
Liability Insurance
Additional Insured Endorsements—A Potential Minefield—Part 3
2006-03-01 | Craig F Stanovich
Liability Insurance
Additional Insured Endorsements—A Potential Minefield—Part 2
2006-02-01 | Craig F Stanovich
Liability Insurance
Allocation of Damages for Ongoing Losses over Multiple Policies: Who Pays and How Much?
2006-01-01 | R Steven Rawls
Liability Insurance
Additional Insured Endorsements—A Potential Minefield—Part 1
2006-01-01 | Craig F Stanovich
Design and Professional Liability
Are You Really Protected from Consequential Damages Exposure?
2005-11-01 | Michael C Loulakis
