Commercial Liability Articles

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Liability Insurance

More Allocation Theories: Exhaustion

2007-07-01 | R Steven Rawls

Steve Rawls and Rebecca Allpelbaum show how different courts apply allocation methods to determine indemnity obligations.

Liability Insurance

In Defense of Insured Contracts

2007-07-01 | Craig F Stanovich

Craig Stanovich explains the meaning of "insured contract" and how the term fits into the CGL policy.

Design and Professional Liability

Project Professional Liability: Professional Liability Insurance Alternatives for Construction Projects

2007-06-01 | Jeff Slivka

Jeff Slivka provides an overview of four alternatives for protecting a construction project from professional liability.

Liability Insurance

Cover Me: the Subcontractor Exception to the Your [Completed] Work Exclusion

2007-04-01 | R Steven Rawls

Steve Rawls explains why the issue of whether the general contractor's CGL policy covers faulty completed subcontractor work is far from settled.

Liability Insurance

The Scope of "Ongoing Operations" Additional Insured Endorsements: Broader Than Expected

2007-02-01 | R Steven Rawls

Steve Rawls and Rebecca Appelbaum examine cases where courts have construed that term to also include completed operations.

Liability Insurance

No Harm, No Coverage—Personal and Advertising Injury Liability Coverage in the CGL—Part 1

2007-01-01 | Craig F Stanovich

Craig Stanovich examines Coverage B of the CGL. Part 2 will discuss applicable exclusions.

Liability Insurance

When Does Liability Coverage Exist for Mental Anguish without Bodily Injury?

2006-11-01 | R Steven Rawls

Steve Rawls explains why it is important to evaluate a claim for emotional distress damages from an excess policy perspective, taking jurisdiction into account.

Liability Insurance

Pre-Tender Defense Costs: Who Pays?

2006-07-01 | R Steven Rawls

Steve Rawls explains how assigning responsibility for pre-tender defense costs based on the notice provisions of the policy mixes apples with oranges.

Construction Defect Coverage