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Commercial Liability Articles


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Liability Insurance

The Impaired Property Exclusion

2010-04-01 | Craig F Stanovich

Exclusion m. of the CGL policy is routinely cited but often misunderstood. Craig Stanovich illustrates how it applies.

Liability Insurance

Lowered Expectation: How Courts Treat Expected Injury Exclusions

2010-02-01 | R Steven Rawls

Courts struggle to differentiate between expected and intended injury, per Steven Rawls.

Liability Insurance

A High-Level View of the CGL Policy

2010-01-01 | Craig F Stanovich

A plain, straightforward explanation of certain portions of the CGL policy provided by Craig Stanovich.

Design and Professional Liability

Project Professional Liability Insurance for Construction Firms

2009-11-14 | Jeff Slivka

Contractors are exposed to a variety of day-to-day professional risks, and Jeff Slivka describes products that are available to cover them.

Liability Insurance

The Duty to Defend: the Four(ish) Corners Rule

2009-11-01 | R Steven Rawls

The actual, not alleged, facts of a case play an important role in determining an insurer's defense obligation, per Steve Rawls.

Liability Insurance

OCP Liability versus Additional Insured Coverage

2009-10-01 | Craig F Stanovich

Whether OCP or additional insured coverage is preferable depends on many factors, per Craig Stanovich.

Construction Defect Coverage

CGL Exclusions May Impact Coverage for Occurrences Involving Defective Work

2009-10-01 | Patrick J Wielinski

Pat Wielinski relates a case finding no coverage for claims solely for economic loss due to faulty workmanship.

Liability Insurance

What Satisfies the Self-Insured Retention?

2009-08-01 | R Steven Rawls

CGL SIR endorsements are applied in a variety of ways, per Steve Rawls, depending on the jurisdiction.

Liability Insurance

Contractual Confusion—Assuming the Liability of Others

2009-07-01 | Craig F Stanovich

Craig Stanovich provides straightforward examples of the workings of contractual liability insurance.

Design and Professional Liability

Understanding Contractor's Protective Insurance

2009-06-01 | Jeff Slivka

Jeff Slivka explains why firms involved extensively in design/build efforts may need CPPI.