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Commercial Liability Articles


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Liability Insurance

"Arising Out of": How Strong Is the Connection?

2010-08-01 | R Steven Rawls

Courts are not consistent in their interpretation of the critical phrase "arising out of," as Steve Rawls illustrates.

Liability Insurance

The Recall Expense Exclusion—When Your Ship Does Not Come In

2010-07-01 | Craig F Stanovich

Craig Stanovich discusses the CGL sistership exclusion, its history and application.

Liability Insurance

Invisible Ink: The Duty To Defend When There Is No Duty To Defend

2010-05-01 | R Steven Rawls

Steven Rawls examines caselaw surrounding the duty to defend uncovered allegations.

Liability Insurance

The Impaired Property Exclusion

2010-04-01 | Craig F Stanovich

Exclusion m. of the CGL policy is routinely cited but often misunderstood. Craig Stanovich illustrates how it applies.

Liability Insurance

Lowered Expectation: How Courts Treat Expected Injury Exclusions

2010-02-01 | R Steven Rawls

Courts struggle to differentiate between expected and intended injury, per Steven Rawls.

Liability Insurance

A High-Level View of the CGL Policy

2010-01-01 | Craig F Stanovich

A plain, straightforward explanation of certain portions of the CGL policy provided by Craig Stanovich.

Design and Professional Liability

Project Professional Liability Insurance for Construction Firms

2009-11-14 | Jeff Slivka

Contractors are exposed to a variety of day-to-day professional risks, and Jeff Slivka describes products that are available to cover them.

Liability Insurance

The Duty to Defend: the Four(ish) Corners Rule

2009-11-01 | R Steven Rawls

The actual, not alleged, facts of a case play an important role in determining an insurer's defense obligation, per Steve Rawls.

Liability Insurance

OCP Liability versus Additional Insured Coverage

2009-10-01 | Craig F Stanovich

Whether OCP or additional insured coverage is preferable depends on many factors, per Craig Stanovich.

Construction Defect Coverage

CGL Exclusions May Impact Coverage for Occurrences Involving Defective Work

2009-10-01 | Patrick J Wielinski

Pat Wielinski relates a case finding no coverage for claims solely for economic loss due to faulty workmanship.