Commercial Liability Articles
Latest Articles
Liability Insurance
Punitive Damages—Setting an Example
2012-06-01 | Craig F Stanovich
To say the CGL policy will never pay punitive damages is erroneous. Craig Stanovich explains.
Liability Insurance
Best Laid Plans: How the Definition of "Occurrence" in CGL Cases Continues To Change
2012-01-01 | R Steven Rawls
Faulty workmanship and the CGL policy—Steve Rawls relates recent litigation.
Liability Insurance
Is an Occurrence the Bodily Injury or Property Damage?
2011-12-01 | Craig F Stanovich
Does the cause or the effect determine the deductible? Learn these and other CGL and excess policy issues.
Liability Insurance
Additional Insured Status—Automatic or Wet Blanket?
2011-10-01 | Craig F Stanovich
While additional insured endorsements serve a valuable purpose, Craig Stanovich warns the coverage provided cannot be assumed.
Design and Professional Liability
Mitigation of Damages Coverage Helps with Design Defects
2011-09-03 | Jeff Slivka
Provides insureds with first-party coverage for damages incurred from a design defect discovered during course of construction. (IRMI.com article)
Liability Insurance
Legal Separation—The Severability Test in the CGL
2011-06-01 | Craig F Stanovich
The implications of severability are often overlooked, misunderstood, or simply dismissed. Craig Stanovich explains.
Liability Insurance
Do CGL Policies Cover "Rip and Tear" Expenses?
2011-03-01 | R Steven Rawls
Whether or not CGL policies cover 'rip and tear' expenses varies among jurisdictions. Steve Rawls relates the caselaw.
Design and Professional Liability
Take Advantage of Project Excess Endorsements
2011-01-22 | Jeff Slivka
Jeff Slivka explains a cost-effective solution for handling requests for professional liability insurance.
Liability Insurance
The Increasingly Complex CGL Policy
2011-01-01 | Craig F Stanovich
Craig Stanovich examines rather obscure, yet important, coverage issues, such as the required degree of fortuity and the role of causation in coverage interpretation.
Design and Professional Liability
Failing To Define the Standard of Care
2011-01-01 | Kenneth A Slavens
Expert witnesses must render their opinions as design professionals render their services, per a case related by Ken Slavens.
Liability Insurance
Best Laid Plans: How the Definition of "Occurrence" in CGL Cases Continues To Change
2012-01-01 | R Steven Rawls
Liability Insurance
Is an Occurrence the Bodily Injury or Property Damage?
2011-12-01 | Craig F Stanovich
Liability Insurance
Additional Insured Status—Automatic or Wet Blanket?
2011-10-01 | Craig F Stanovich
Design and Professional Liability
Mitigation of Damages Coverage Helps with Design Defects
2011-09-03 | Jeff Slivka
Liability Insurance
Legal Separation—The Severability Test in the CGL
2011-06-01 | Craig F Stanovich
Design and Professional Liability
Take Advantage of Project Excess Endorsements
2011-01-22 | Jeff Slivka
Design and Professional Liability
Failing To Define the Standard of Care
2011-01-01 | Kenneth A Slavens
