Skip to Content

Commercial Liability Articles


Latest Articles

Liability Insurance

The 2013 Edition of the CGL Policy

2013-03-01 | Craig F Stanovich

Who will be most affected? Craig Stanovich says those selling liquor, BYO restaurants, and additional insureds.

Construction Liability Insurance

The Elusive "Pollution" Definition in the CGL Policy

2013-03-01 | Mark Bell

Owners, contractors, and subcontractors need to understand what their policies cover, advises Mark Bell.

Liability Insurance

The Claims-Made CGL Policy

2012-11-01 | Craig F Stanovich

The poor reputation of the claims-made CGL policy is often based on misinformation. Craig Stanovich provides his insight.

Design and Professional Liability

Contractor's Professional Liability and the CGL

2012-10-01 | Jeff Slivka

Jeff Slivka examines the CGL exclusion endorsements and discusses why contractors professional liability policies may provide a better solution.

Liability Insurance

Contractual Liability Exclusion—The Ball Is in Your Court

2012-06-01 | Craig F Stanovich

Fifth Circuit tosses the CGL policy's subcontractor's exception to the "your work" exclusion. Craig Stanovich relates the case.

Liability Insurance

Punitive Damages—Setting an Example

2012-06-01 | Craig F Stanovich

To say the CGL policy will never pay punitive damages is erroneous. Craig Stanovich explains.

Liability Insurance

Best Laid Plans: How the Definition of "Occurrence" in CGL Cases Continues To Change

2012-01-01 | R Steven Rawls

Faulty workmanship and the CGL policy—Steve Rawls relates recent litigation.

Liability Insurance

Is an Occurrence the Bodily Injury or Property Damage?

2011-12-01 | Craig F Stanovich

Does the cause or the effect determine the deductible? Learn these and other CGL and excess policy issues.

Liability Insurance

Additional Insured Status—Automatic or Wet Blanket?

2011-10-01 | Craig F Stanovich

While additional insured endorsements serve a valuable purpose, Craig Stanovich warns the coverage provided cannot be assumed.

Design and Professional Liability

Mitigation of Damages Coverage Helps with Design Defects

2011-09-03 | Jeff Slivka

Provides insureds with first-party coverage for damages incurred from a design defect discovered during course of construction. (IRMI.com article)