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Commercial Liability Articles


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Construction Defect Coverage

Construction Defect and Occurrence: Still Crazy after All These Years

2014-06-01 | Patrick J Wielinski

Explore the evolving landscape of occurrence-based CGL policies through a comprehensive review of recent court opinions and their implications for construction defect claims.

Design and Professional Liability

Contractors Professional Liability—A Market Update

2014-05-10 | Jeff Slivka

Jeff Slivka discusses changes in coverage, the insurers selling, and the contractors buying this coverage.

Liability Insurance

The CGL and the Professional Liability Exclusion

2014-04-01 | Craig F Stanovich

Craig Stanovich explains CG 22 79 and CG 22 80, and provides illustrations of their application.

Construction Defect Coverage

Ewing v. Amerisure

2014-01-01 | Patrick J Wielinski

Pat Wielinski discusses the recent Texas Supreme Court Ruling, Ewing Construction v. Amerisure, and its implications.

Liability Insurance

Subrogation and the CGL Policy

2013-12-01 | Craig F Stanovich

Effective risk transfer requires understanding subrogation, the anti-subrogation rule, and endorsement CG 24 04. Craig Stanovich explains.

Liability Insurance

Broad Form Property Damage—A Look Back

2013-09-01 | Craig F Stanovich

When policy interpretation questions arise, Craig Stanovich advises looking back at the drafters' explanations and illustrations.

Construction Liability Insurance

2013 ISO Additional Insured Endorsements: Putting the Changes into Context for the Construction Industry

2013-08-01 | Mark Bell

Mark Bell discusses the 2013 revisions, putting the changes into context for the construction industry.

Design and Professional Liability

Constructing Professional Liability Insurance Requirements for Design-Build Projects

2013-06-08 | Jeff Slivka

Jeff Slivka asks "What do you want to accomplish when requiring professional liability insurance for your design-build project?"

Liability Insurance

Selling Your Premises—Does CGL Coverage Apply after the Sale?

2013-06-01 | Craig F Stanovich

Craig Stanovich takes a deeper look at the issue identified in the Risk Tip as to whether the CGL covers liability from property that has been sold.

Construction Liability Insurance

Indemnity and Additional Insured Requirements: Why Am I Demanding Them, Why Do Others Want Them, and What Does It All Mean?

2013-05-01 | Mark Bell

Insureds need to understand what relationship they are seeking and why to ensure they are adequately covered, per Mark M. Bell.