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Commercial Liability Articles


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Construction Liability Insurance

Indemnity and Additional Insured Requirements: Why Am I Demanding Them, Why Do Others Want Them, and What Does It All Mean?

2013-05-01 | Mark Bell

Insureds need to understand what relationship they are seeking and why to ensure they are adequately covered, per Mark M. Bell.

Liability Insurance

The 2013 Edition of the CGL Policy

2013-03-01 | Craig F Stanovich

Who will be most affected? Craig Stanovich says those selling liquor, BYO restaurants, and additional insureds.

Construction Liability Insurance

The Elusive "Pollution" Definition in the CGL Policy

2013-03-01 | Mark Bell

Owners, contractors, and subcontractors need to understand what their policies cover, advises Mark Bell.

Liability Insurance

The Claims-Made CGL Policy

2012-11-01 | Craig F Stanovich

The poor reputation of the claims-made CGL policy is often based on misinformation. Craig Stanovich provides his insight.

Design and Professional Liability

Contractor's Professional Liability and the CGL

2012-10-01 | Jeff Slivka

Jeff Slivka examines the CGL exclusion endorsements and discusses why contractors professional liability policies may provide a better solution.

Liability Insurance

Punitive Damages—Setting an Example

2012-06-01 | Craig F Stanovich

To say the CGL policy will never pay punitive damages is erroneous. Craig Stanovich explains.

Liability Insurance

Contractual Liability Exclusion—The Ball Is in Your Court

2012-06-01 | Craig F Stanovich

Fifth Circuit tosses the CGL policy's subcontractor's exception to the "your work" exclusion. Craig Stanovich relates the case.

Liability Insurance

Best Laid Plans: How the Definition of "Occurrence" in CGL Cases Continues To Change

2012-01-01 | R Steven Rawls

Faulty workmanship and the CGL policy—Steve Rawls relates recent litigation.

Liability Insurance

Is an Occurrence the Bodily Injury or Property Damage?

2011-12-01 | Craig F Stanovich

Does the cause or the effect determine the deductible? Learn these and other CGL and excess policy issues. (IRMI.com article)

Liability Insurance

Additional Insured Status—Automatic or Wet Blanket?

2011-10-01 | Craig F Stanovich

While additional insured endorsements serve a valuable purpose, Craig Stanovich warns the coverage provided cannot be assumed.