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Commercial Liability Articles


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Liability Insurance

The "Your Work Exclusion"—A Curious View

2014-06-01 | Craig F Stanovich

Looking at a curious decision by the Alabama Supreme Court, Craig Stanovich points out the problems with its interpretation.

Construction Defect Coverage

Construction Defect and Occurrence: Still Crazy after All These Years

2014-06-01 | Patrick J Wielinski

Pat Wielinski reviews occurrence-based CGL opinions published during the past 18 months.

Design and Professional Liability

Contractors Professional Liability—A Market Update

2014-05-10 | Jeff Slivka

Jeff Slivka discusses changes in coverage, the insurers selling, and the contractors buying this coverage.

Liability Insurance

The CGL and the Professional Liability Exclusion

2014-04-01 | Craig F Stanovich

Craig Stanovich explains CG 22 79 and CG 22 80, and provides illustrations of their application.

Construction Defect Coverage

Ewing v. Amerisure

2014-01-01 | Patrick J Wielinski

Pat Wielinski discusses the recent Texas Supreme Court Ruling, Ewing Construction v. Amerisure, and its implications.

Liability Insurance

Subrogation and the CGL Policy

2013-12-01 | Craig F Stanovich

Effective risk transfer requires understanding subrogation, the anti-subrogation rule, and endorsement CG 24 04. Craig Stanovich explains.

Liability Insurance

Broad Form Property Damage—A Look Back

2013-09-01 | Craig F Stanovich

When policy interpretation questions arise, Craig Stanovich advises looking back at the drafters' explanations and illustrations.

Construction Liability Insurance

2013 ISO Additional Insured Endorsements: Putting the Changes into Context for the Construction Industry

2013-08-01 | Mark Bell

Mark Bell discusses the 2013 revisions, putting the changes into context for the construction industry.

Design and Professional Liability

Constructing Professional Liability Insurance Requirements for Design-Build Projects

2013-06-08 | Jeff Slivka

Jeff Slivka asks: what do you want to accomplish when requiring professional liability insurance for your design-build project?

Liability Insurance

Selling Your Premises—Does CGL Coverage Apply after the Sale?

2013-06-01 | Craig F Stanovich

Craig Stanovich takes a deeper look at the issue identified in the Risk Tip as to whether the CGL covers liability from property that has been sold.