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Liability Insurance

How the Limits Apply in the CGL Policy

2019-06-28 | Craig F Stanovich

Craig Stanovich updates his popular article explaining how CGL limits apply to the payment of claims.

Subcontractor Performance Risk

Subcontractor Operational Prequalification

2019-04-12 | Cheri Hanes

Subcontractor Operational Prequalification—Many contractors face challenges on the crucial, nonfinancial side of prequalification. Cheri Hanes explains.

Liability Insurance

The Hazards of Products and Completed Operations: Understanding the Fundamentals

2019-03-06 | Craig F Stanovich

Too little attention is paid to the basics of how products and completed operations coverage works within the context of the entire CGL policy. Craig Stanovich explains.

Subcontractor Performance Risk

Use the Results of Subcontractor Prequalification to Mitigate Risk

2019-02-01 | Cheri Hanes

Use Subcontractor Prequalification To Mitigate Sub-Performance Risk—Cheri Hanes warns against ignoring prequalification data.

Liability Insurance

Primary and Noncontributory

2018-12-14 | Craig F Stanovich

This term is usually an attempt to establish the priority of coverage and is not concerned with allocating percentages of fault, explains Craig Stanovich.

Liability Insurance

More Coverage Misconceptions of the CGL Policy

2018-09-21 | Craig F Stanovich

More Coverage Misconceptions of the CGL Policy—Craig Stanovich examines additional areas of coverage that are often misconstrued.

Liability Insurance

Some Common Coverage Misconceptions of the CGL Policy

2018-09-21 | Craig F Stanovich

The duty to defend, punitive damages, coverage for your work, completed operations, and an additional insured's sole negligence are some of the areas discussed by Craig Stanovich.

Design and Professional Liability

When Striking Contract Language Isn't Enough

2018-07-13 | Kenneth A Slavens

When Striking Contract Language Isn't Enough—Stricken language may make the contract silent. Ken Slavens relates a case on point.

Liability Insurance

What Does "Separation of Insureds" Mean—Part 1

2018-07-06 | W Jeffrey Woodward

Most liability insurance policies contain a 'severability of interests' condition, which stipulates that coverage applies 'separately' to each insured. This article, and the two to follow, examine coverage issues raised by this condition in the ISO CGL policy.

Liability Insurance

What Does "Separation of Insureds" Mean—Part 2

2018-07-06 | W Jeffrey Woodward

In this second article on the meaning of separation of insureds in the CGL policy, court interpretations of "the insured," "an insured," and "any insured" and their ramifications are discussed.

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