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Commercial Liability Articles


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Liability Insurance

Coverage Challenges in CGL Insuring Agreements

2023-01-20 | Craig F Stanovich

Craig Stanovich clarifies some of the trickiest commercial general liability (CGL) provisions, including loss scenarios to help illustrate and clear up common confusion.

Liability Insurance

The Auto Exclusion in the CGL Policy

2022-09-01 | Craig F Stanovich

Craig Stanovich explains how it is designed to eliminate coverage for bodily injury or property damage customarily covered by a commercial auto policy.

Subcontractor Performance Risk

Green Building Means Go

2022-08-05 | Cheri Hanes

Many contractors have been on hold when it comes to sustainable construction. Cheri Hanes offers support for your journey to a greener future.

Liability Insurance

Do Trade Names Limit CGL Coverage?

2022-07-22 | Craig F Stanovich

Craig Stanovich relates a recent Massachusetts case that appears to restrict named insured coverage.

Liability Insurance

Top 10 Problems with Follow-Form Coverage

2022-04-01 | Richard J Scislowski

Follow-form provisions sometimes doanything, but IRMI reviews the problems most likely to arise for averagepolicyholders.

Subcontractor Performance Risk

Effects of the Russia-Ukraine Conflict on Construction Supply Chains

2022-03-17 | Cheri Hanes

The war will impact the supply of raw materials, transportation, and manufacturing worldwide. Cheri Hanes offers subcontractor strategies.

Liability Insurance

Subsidence Exclusion in the CGL Policy

2022-03-16 | Craig F Stanovich

Courts are divided as to the application of this provision. Craig Stanovich looks at the case law.

Subcontractor Performance Risk

Myths About Causes of Subcontractor Defaults

2022-01-19 | Cheri Hanes

Subcontractor default causes are not as obvious as you might think. Cheri Hanes examines eight common misconceptions.

Construction Liability Insurance

Additional Insured Status and Waivers of Subrogation

2022-01-13 | Mark Bell

These issues raise scores of questions. Mark Bell examines the quandary surrounding these concepts.

Design and Professional Liability

2022 Contractor's Professional Liability Market Trends and Challenges

2022-01-12 | Jeff Slivka

Jeff Slivka predicts changes in market conditions, coverage nuances, and delivery methods this year.