Commercial Liability Articles
Latest Articles
Subcontractor Performance Risk
Managing Escalating Material Substitutions Costs
2025-05-02 | Cheri Hanes
Managing the impact of rising construction costs due to material substitutions is done in four steps: identifying, monitoring, understanding, and risk mitigation. Cheri Hanes explains.
Liability Insurance
CGL—Fire Legal
2025-03-28 | Craig F Stanovich
Craig Stanovich explains that policyholders who rent space are presented with exposures that may not be properly handled by standard "fire legal" or "damage to premises rented to you" commercial general liability coverage.
Construction Defect Coverage
The Evolution of CGL Coverage for Defective Construction in the Courts
2025-02-28 | Patrick J Wielinski
Patrick Wielinski examines the move from overly restrictive approaches to insurance coverage for property damage arising out of defective work or faulty construction to the application of the actual terms of the commercial general liability (CGL) policy, reviewing the litigation history and a recent Illinois court decision.
Design and Professional Liability
Expert Testimony Needed To Prove Inadequate Conduct
2025-02-14 | Kenneth A Slavens
Project failure alone does not prove liability, and expert testimony is needed to show the conduct fell below the standard of care. Ken Slavens relates the case.
Subcontractor Performance Risk
Understanding Cyber Risks and Strategies in the Construction Industry
2025-01-31 | Cheri Hanes
New technologies are proving exceptionally challenging. Cheri Hanes discusses the problems and solutions with other innovation leaders.
Design and Professional Liability
Engineers May Testify on Architect's Conduct
2024-11-08 | Kenneth A Slavens
The overlapping expertise of design professionals may permit a professional engineer to testify as to conduct of an architect. Ken Slavens relates the recent case and lessons learned.
Subcontractor Performance Risk
Closing the Loop—Collaboration in Sustainable Construction
2024-10-18 | Cheri Hanes
Cheri Hanes highlights the challenges, strategies, and benefits associated with working with a diverse range of stakeholders to foster a culture of innovation.
Design and Professional Liability
Design Professional Review of Submittals under the AIA Documents
2024-09-13 | Kenneth A Slavens
The design professional's review of shop drawings is a limited but crucial step in achieving a complete and safe project. Ken Slavens explains why.
Construction Liability Insurance
Are All EIFS Contractors Created Equal?
2024-08-16 | Ann Hickman
Exterior insulation and finish systems (EIFS) remain a contentious issue, and there is an ongoing debate in the industry whether EIFS liability exposures can be underwritten or should simply remain excluded. IRMI Vice President Ann Hickman provides some insights into how an underwriter or an insurance representative may evaluate the risks faced by a contractor from EIFS.
Construction Liability Insurance
Construction Defect Trend Produces Coverage-Restricting Endorsements
2024-08-16 | Ann Hickman
Insurers are making significant changes to their policies in response to rising construction defect claims. IRMI Vice President Ann Hickman takes a look at these changes, including those affecting known loss, exterior insulation and finish systems, mold, earth movement, residential construction, additional insureds, and others.
Subcontractor Performance Risk
Managing Escalating Material Substitutions Costs
2025-05-02 | Cheri Hanes
Construction Defect Coverage
The Evolution of CGL Coverage for Defective Construction in the Courts
2025-02-28 | Patrick J Wielinski
Design and Professional Liability
Expert Testimony Needed To Prove Inadequate Conduct
2025-02-14 | Kenneth A Slavens
Subcontractor Performance Risk
Understanding Cyber Risks and Strategies in the Construction Industry
2025-01-31 | Cheri Hanes
Design and Professional Liability
Engineers May Testify on Architect's Conduct
2024-11-08 | Kenneth A Slavens
Subcontractor Performance Risk
Closing the Loop—Collaboration in Sustainable Construction
2024-10-18 | Cheri Hanes
Design and Professional Liability
Design Professional Review of Submittals under the AIA Documents
2024-09-13 | Kenneth A Slavens
Construction Liability Insurance
Construction Defect Trend Produces Coverage-Restricting Endorsements
2024-08-16 | Ann Hickman
