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Commercial Liability Articles


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Liability Insurance

Do Trade Names Limit CGL Coverage?

2022-07-22 | Craig F Stanovich

Craig Stanovich relates a recent Massachusetts case that appears to restrict named insured coverage.

Liability Insurance

Top 10 Problems with Follow-Form Coverage

2022-04-01 | Richard J Scislowski

Follow-form provisions sometimes doanything, but IRMI reviews the problems most likely to arise for averagepolicyholders.

Subcontractor Performance Risk

Effects of the Russia-Ukraine Conflict on Construction Supply Chains

2022-03-17 | Cheri Hanes

The war will impact the supply of raw materials, transportation, and manufacturing worldwide. Cheri Hanes offers subcontractor strategies.

Liability Insurance

Subsidence Exclusion in the CGL Policy

2022-03-16 | Craig F Stanovich

Courts are divided as to the application of this provision. Craig Stanovich looks at the case law.

Subcontractor Performance Risk

Myths about Causes of Subcontractor Defaults

2022-01-19 | Cheri Hanes

Subcontractor default causes are not as obvious as you might think. Cheri Hanes examines eight common misconceptions.

Construction Liability Insurance

Additional Insured Status and Waivers of Subrogation

2022-01-13 | Mark Bell

These issues raise scores of questions. Mark Bell examines the quandary surrounding these concepts.

Design and Professional Liability

2022 Contractor's Professional Liability Market Trends and Challenges

2022-01-12 | Jeff Slivka

Jeff Slivka predicts changes in market conditions, coverage nuances, and delivery methods this year.

Liability Insurance

Auto versus Mobile Equipment in the CGL

2021-12-01 | Craig F Stanovich

Craig Stanovich helps you determine whether the business auto or commercial general liability policy applies to mobile equipment and auto claims.

Subcontractor Performance Risk

Subcontractor Qualification for Challenging Times

2021-07-03 | Cheri Hanes

Cheri Hanes discusses subcontractors' internal changes, supply chain and escalation challenges, and changing project requirements.

Liability Insurance

Loss of Use as Property Damage

2021-06-04 | Craig F Stanovich

Loss of Use as Property Damage—Not all losses to or impairment of property is considered property damage. Craig Stanovich delves into the evolution and application of the term as it pertains to liability insurance.